SOLD as-is (Recently Appraised at $321,000) 100% Financing * No PMI * 600min Credit Score Income-Producing Opportunity + Primary Living All in One! Welcome to a versatile and value-packed property offering the perfect blend of comfortable living and income potential priced at only $325,000! This unique home features 4 bedrooms and 2 bathrooms, thoughtfully divided into two separate living spaces ideal for homeowners and investors alike. The main residence offers a spacious 3-bedroom, 1-bath layout, perfect for everyday living, while the private in-law suite includes 1 bedroom and 1.5 bathrooms, creating an excellent opportunity for rental income, guest accommodations, or multigenerational living. Each unit is equipped with separate air conditioning systems, providing added convenience, privacy, and efficiency for occupants. Looking for even more value? This home also includes an unfinished basement/crawlspace, offering a blank canvas to expand your living space, increase property value, or design the perfect customized addition to fit your vision. Whether you're an investor seeking cash flow or a buyer looking to offset your mortgage, this property delivers flexibility, functionality, and future potential.