Talk to Jeff

Live FMLS IDX inventory

Alto, GA Homes for Sale

Homes, townhouses and condos for sale in Alto (Habersham County) from current FMLS IDX inventory, with live list-price medians, price per square foot, days listed and links into every neighborhood and high school zone with listings.

See newest homesFind an areaEstimate a payment

Alto, GA market at a glance

Median list price
$344,900
n=18
Median list price per SF
$175
n=17 · 1,917 SF typical
Median days listed
71
n=18
New in the last 30 days
3
1 in the last 7

Median list price is 19% below Habersham County (147 homes, median $424,900).

FMLS IDXLive FMLS IDX data as of Oct 27, 2026, 6:02 AM ET. Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals. Information deemed reliable but not guaranteed.

Find an area

Find homes in Alto

The areas with the most homes for sale right now, by current listing count. Search to jump to any other.

Top neighborhoods

  1. Highland PointeAlto6 homes · $307K

Top high school zones

As reported in each listing. Verify with the school district.

  1. Habersham Central HighHabersham County11 homes · $315K
  2. Banks County HighBanks County5 homes · $380K

Counties

  1. Habersham County12 homes · $327K
  2. Banks County5 homes · $380K

Other Habersham County cities

  1. Clarkesville59 homes · $550K
  2. Demorest37 homes · $412K
  3. Cornelia28 homes · $413K
  4. Mount Airy10 homes · $316K

Just listed

Newest homes for sale in Alto, GA

Sorted by listing date. Showing 1 to 18 of 18.

FMLS IDXLive FMLS IDX data as of Oct 27, 2026, 6:02 AM ET. Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals. Information deemed reliable but not guaranteed.

Payment estimate

Payment on a median-priced home in Alto, GA

Prefilled with the median list price of $344,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,645/mo

Principal and interest
$2,132
Property tax
$259
Home insurance
$125
Mortgage insurance
$129
Loan amount
$310,410
Cash down
$34,490

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses about 0.9% of price per year; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Inside the numbers

What is for sale in Alto, GA

Home types

  • Single-family homes18 100%median $344,900, $175/SF

Bedrooms

  • 1-2 bd0 0%
  • 3 bd14 78%
  • 4 bd3 17%
  • 5+ bd1 6%

List price

  • Under $300K5 28%
  • $300K to $500K11 61%
  • $500K to $750K1 6%
  • $750K to $1M0 0%
  • $1M and up1 6%

Status

  • Active13 72%
  • Active Under Contract1 6%
  • Pending4 22%

Ask Jeff

Questions about homes in Alto, GA?

Send a note with your price range, timing and must-haves. Jeff will reply by email.

From the live numbers

Alto, GA home market FAQ

How many homes are for sale in Alto, GA right now?

18 residential listings in Alto, GA are in current FMLS IDX inventory as of Oct 27, 2026, 6:02 AM ET: 13 Active, 1 Active Under Contract, 4 Pending. 3 were listed in the last 30 days.

What is the median list price for a home in Alto, GA?

The median list price is $344,900 across 18 priced listings. That is 19% below the Habersham County median of $424,900. These are asking prices, not closed sales or appraisals.

What is the median list price per square foot in Alto, GA?

$175 per square foot (median of 17 listings with reported square footage), with a median home size of 1,917 square feet.

What kinds of homes are for sale in Alto, GA?

Single-family homes: 18 (100%), median $344,900.

How long have homes in Alto, GA been on the market?

The median listing has been on the market 71 days, measured from the listing contract date across 18 listings.

What is the estimated monthly payment on a median-priced home in Alto, GA?

About $2,645 per month at $344,900 with 10% down on a 30-year conventional loan at 7.32% (Freddie Mac PMMS), including estimated property tax (about 0.9% a year), $1,500 a year for insurance and mortgage insurance. Estimate only, not a lender. Use the calculator on this page to change the inputs.

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from the homes listed on this page.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

FMLS IDX Logo

Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. ©2026 First Multiple Listing Service, Inc.