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Active377 days listed

417 Cotton Avenue, Albany, GA 31701

  • 3bd
  • 2ba
  • 1,436SF
  • 0.31ac lot

Single-family homeRagsdale

List price

$220,000

$153/SF list

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FMLS IDXFMLS #7666845 · Listing Provided By Coldwell Banker Realty · 404-252-4908 · Listing agent Jennifer Fleury

Location

417 Cotton Avenue, Albany GA 31701

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About this home

Welcome Home! Recently Completed OPTION 2 Discover the perfect blend of modern style and everyday comfort in these brand-new construction homes. Designed with efficiency and ease in mind, this home features an open-concept layout filled with natural light, sleek finishes, and energy-efficient systems throughout. The kitchen offers stylish cabinetry, stainless steel appliances, and a spacious island that flows seamlessly into the living and dining areas—ideal for entertaining or relaxing at home. The primary suite provides a peaceful retreat with a walk-in closet and a beautifully finished bathroom. Secondary bedrooms are well-sized and versatile—perfect for guests, a home office, or growing families. Outside, enjoy a private backyard ready for outdoor living, plus a driveway and garage for convenient parking. With low-maintenance living and modern appeal, this home is an incredible opportunity to own brand-new home. Move-in ready and waiting for you to make it your own!

How this list price compares in Albany

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Living area
1,436 SF
Lot size
0.31 acres
Year built
2025
Levels
One
Main-level bedrooms
3
Garage spaces
2
Parking
Garage
Style
Traditional
Construction
Cement Siding
Roof
Composition
Flooring
Carpet, Vinyl
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Disposal, Electric Oven, Electric Range, Microwave, Self Cleaning Oven
Lot
Back Yard
HOA
No
County
Dougherty

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $220,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$1,733/mo

Principal and interest
$1,360
Property tax
$165
Home insurance
$125
Mortgage insurance
$83
Loan amount
$198,000
Cash down
$22,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses about 0.9% of price per year; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Coldwell Banker Realty, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Albany?

See the similar homes section on this page, or browse all homes for sale in Albany, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

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