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Active20 days listed

450 Flat Creek Circle, Blue Ridge, GA 30513

  • 5bd
  • 4ba
  • 4,510SF
  • 1.49ac lot

Single-family home

List price

$985,000

$218/SF list

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FMLS IDXFMLS #7851798 · Listing Provided By Joe Stockdale Real Estate, LLC · 678-495-7337 · Listing agent Joe Stockdale

Location

450 Flat Creek Circle, Blue Ridge GA 30513

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About this home

Experience the best of mountain living in this beautiful cabin overlooking the scenic Toccoa River. Thoughtfully renovated, this spacious retreat blends rustic mountain charm with modern updates and plenty of room to gather, relax, and entertain! Currently Airbnb managed for lots of possibilities! Inside, you'll find soaring vaulted ceilings, beautiful wood floors and wood ceilings, and an open layout that creates a warm and inviting flow between the living, dining, and kitchen spaces. With five spacious bedrooms and three and a half bathrooms, there is plenty of room for family and friends to enjoy the cabin together while still having space to spread out. The entertainer's basement is a true highlight, featuring a bar and generous gathering space that makes it perfect for game nights, watching the big game, or relaxing after a day in the mountains. Step outside to enjoy the expansive deck and take in the beautiful views, or unwind in the hot tub beneath the crisp mountain sky. The fenced backyard, firepit, and inviting outdoor spaces make it easy to enjoy the peaceful surroundings in every season. With the Toccoa River nearby and the charm and attractions of Blue Ridge just a short drive away, this is the kind of mountain getaway where you can slow down, gather with the people you love, and truly enjoy everything the North Georgia mountains have to offer. Furnishings Negotiable! This property is co-listing with Brian Riggs of Zillow, Inc.

How this list price compares in Blue Ridge

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
3
Half baths
1
Living area
4,510 SF
Lot size
1.49 acres
Year built
1995
Levels
Three Or More
Main-level bedrooms
1
Garage spaces
2
Parking
Garage
Basement
Daylight, Exterior Entry, Finished, Finished Bath, Full, Interior Entry
Style
Cabin, Contemporary
Construction
Cedar, Stone, Wood Siding
Roof
Metal
Flooring
Carpet, Ceramic Tile, Hardwood, Other
Heating
Central
Cooling
Central Air
Fireplaces
2
Appliances
Dishwasher, Disposal, Double Oven, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer
Lot
Private, Wooded
HOA
No
Annual tax
$2,271 (2024)
County
Fannin

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $985,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$6,773/mo

Principal and interest
$6,090
Property tax
$189
Home insurance
$125
Mortgage insurance
$369
Loan amount
$886,500
Cash down
$98,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Joe Stockdale Real Estate, LLC, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Blue Ridge?

See the similar homes section on this page, or browse all homes for sale in Blue Ridge, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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