Pending55 days listed

55 River Bend Lane, Blue Ridge, GA 30513

  • 3bd
  • 2ba
  • 1,876SF
  • 0.28ac lot

Single-family home

List price

$449,000

$239/SF list

Ask about this home

FMLS IDXFMLS #7832600 · Listing Provided By Engel & Volkers North Georgia Mountains · mark@evmountains.com · Listing agent Vitor Silva

Location

55 River Bend Lane, Blue Ridge GA 30513

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About this home

Discover one of the most unique riverfront properties in the North Georgia Mountains! This 3BR 2BA Toccoa Riverfront “Treehouse” offers a rare blend of rustic charm, modern comfort, and investment potential, producing around $51,000 in the last 12 months, and all just minutes from Downtown Blue Ridge. Perched on stilt-like supports anchored into massive mountain boulders, this cabin creates the feeling of being immersed in nature while still enjoying convenience to town. The main level features a spacious bedroom, sunroom-style den, cozy living area, eat-in kitchen, large bath, and laundry. On the terrace level, a private in-law suite with a bedroom, bath, and dinette provides flexibility for guests or rental income. A short path leads to a detached studio cabin with its own bedroom and flexible space, perfect for a guest suite, gym, artist’s retreat, or home office. Expansive outdoor decks capture the sights and sounds of the ROARING Toccoa River, creating the ultimate backdrop for relaxation or entertaining. Adding to its value, this property also includes private Toccoa River frontage across the road with over 100 feet on the gorgeous trout-filled Toccoa River, ideal for fishing, kayaking, or simply soaking in the natural beauty. Whether you’re looking for a full-time residence, a mountain retreat, or a proven rental investment, this extraordinary compound checks every box. Don’t miss your chance to own a true piece of Appalachia living, call today!

How this list price compares in Blue Ridge

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Pending
Bedrooms
3
Full baths
2
Living area
1,876 SF
Lot size
0.28 acres
Year built
1988
Levels
Two
Main-level bedrooms
2
Parking
Driveway, Level Driveway
Basement
Exterior Entry, Finished, Finished Bath, Partial
Style
Cabin, Country, Rustic
Construction
Block, Cedar, Concrete
Roof
Metal
Flooring
Ceramic Tile, Hardwood, Vinyl
Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Appliances
Dishwasher, Dryer, Refrigerator, Washer
Lot
Private, Sloped, Steep Slope, Stream or River On Lot
HOA
No
Annual tax
$1,078 (2025)
County
Fannin

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $449,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,159/mo

Principal and interest
$2,776
Property tax
$90
Home insurance
$125
Mortgage insurance
$168
Loan amount
$404,100
Cash down
$44,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Engel & Volkers North Georgia Mountains, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Blue Ridge?

See the similar homes section on this page, or browse all homes for sale in Blue Ridge, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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