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Active84 days listed

12 Somerset Lane, Cartersville, GA 30121

  • 4bd
  • 4ba
  • 3,706SF
  • 0.91ac lot

Single-family homeVillage at Waterside

List price

$775,000

$209/SF list

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FMLS IDXFMLS #7815645 · Listing Provided By Atlanta Communities Real Estate Brokerage · 770-377-5776 · Listing agent Carol Burns

Location

12 Somerset Lane, Cartersville GA 30121

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About this home

An exceptional opportunity to own the lowest-priced home in Village at Waterside, one of Cartersville's most exclusive gated communities. Nestled among mature hardwoods just minutes from Lake Allatoona, this beautiful mountain retreat offers the perfect blend of luxury, privacy, and everyday comfort. Filled with natural light, the open-concept design features soaring vaulted ceilings, striking wood beams, expansive windows, and multiple private decks overlooking peaceful wooded surroundings. Featuring 4 bedrooms, 3.5 baths, a 3-car garage, two spacious primary suites, and multiple living areas, this home provides exceptional flexibility for today's lifestyle. This move-in-ready home offers a new roof, new interior and exterior paint, new driveway, new carpet, newer HVAC, and newer water heater, providing lasting value and peace of mind. Enjoy the community pool and embrace the North Georgia lifestyle with Lake Allatoona, Red Top Mountain State Park, marinas, hiking trails, boating, fishing, and swimming just minutes away. Explore the shopping, dining, museums, and year-round events of Historic Downtown Cartersville, or take advantage of nearby LakePoint Sports, one of the nation's premier youth sports destinations. With convenient access to I-75, commuting to Atlanta or Chattanooga is easy while coming home to the privacy and tranquility of this exceptional gated community.

How this list price compares in Cartersville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Half baths
1
Living area
3,706 SF
Lot size
0.91 acres
Year built
2007
Levels
Multi/Split
Main-level bedrooms
0
Garage spaces
3
Parking
Attached, Driveway, Garage, Kitchen Level, Level Driveway
Basement
Daylight, Exterior Entry, Finished, Full, Interior Entry, Walk-Out Access
Style
Craftsman, Traditional
Construction
HardiPlank Type, Stone
Roof
Composition, Ridge Vents, Shingle
Flooring
Carpet, Ceramic Tile, Hardwood
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric
Fireplaces
4
Appliances
Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Water Heater, Refrigerator, Self Cleaning Oven
Lot
Back Yard, Landscaped, Private, Sloped, Steep Slope, Wooded
Community
Gated, Homeowners Assoc, Near Shopping, Near Trails/Greenway, Pool
HOA
$925 annually
Annual tax
$8,141 (2025)
County
Bartow

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $775,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$5,962/mo

Principal and interest
$4,791
Property tax
$678
Home insurance
$125
Mortgage insurance
$291
HOA dues
$77
Loan amount
$697,500
Cash down
$77,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Atlanta Communities Real Estate Brokerage, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cartersville?

See the similar homes section on this page, or browse all homes for sale in Cartersville, GA.

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