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Pending186 days listed

20 Milam Circle SW, Cartersville, GA 30120

  • 2bd
  • 2ba
  • 1,362SF
  • 0.75ac lot

Single-family homeMilam Shores

List price

$375,000

$275/SF list

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FMLS IDXFMLS #7759128 · Listing Provided By Etowah Realty Group, LLC · 770-767-0333 · Listing agent Amanda Siniard

Location

20 Milam Circle SW, Cartersville GA 30120

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About this home

Motivated Seller!!! Set on a truly exceptional lot along the Etowah River, this one-of-a-kind property offers breathtaking, unobstructed views and a peaceful, serene setting that’s hard to find and even harder to leave. Imagine waking up each day to the gentle sounds of the river and ending your evenings with stunning sunsets right from your own backyard. Inside, the home features 2 bedrooms and 2 full baths with a warm, inviting layout. A classic galley kitchen flows into a cozy den, while the oversized family room steals the show with its stunning stone fireplace, custom built-ins, and beautiful beamed ceilings creating the perfect space for relaxing or entertaining. Just beyond, a light-filled sunroom provides the ultimate vantage point to soak in the river views year round. Adding even more value and versatility, the property includes a detached finished space off the carport with two additional rooms, ideal for a home office, guest space, or studio along with a large workshop in the back for hobbies, storage, or projects. One of the most unique aspects of this home is its untapped potential. Originally designed as a two-story residence, the current owner chose to complete only the main level offering a potentially rare opportunity for the next owner to expand upward and create something truly special. The possibilities are endless. Whether you're looking for a peaceful retreat, a full-time residence, or a property with room to grow, this is a rare opportunity to own a slice of riverfront paradise on the Etowah. Sellers are offering $3,000 buyers choice update incentive! New Water heater as well. Don’t miss your chance to make it yours. Must be shown by appointment only.

How this list price compares in Cartersville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Pending
Bedrooms
2
Full baths
2
Living area
1,362 SF
Lot size
0.75 acres
Year built
1996
Levels
One
Main-level bedrooms
2
Parking
Carport
Basement
Crawl Space
Style
Ranch
Construction
Wood Siding
Roof
Composition
Flooring
Carpet, Stone, Vinyl
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Electric Range, Microwave, Refrigerator
Lot
Back Yard, Navigable River On Lot
HOA
No
Annual tax
$961 (2025)
County
Bartow

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $375,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,664/mo

Principal and interest
$2,318
Property tax
$80
Home insurance
$125
Mortgage insurance
$141
Loan amount
$337,500
Cash down
$37,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Etowah Realty Group, LLC, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cartersville?

See the similar homes section on this page, or browse all homes for sale in Cartersville, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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