Active12 days listed

427 Waterford Drive, Cartersville, GA 30120

  • 5bd
  • 6ba
  • 5,182SF
  • 1.1ac lot

Single-family homeWaterford

List price

$1,295,000

$250/SF list

Ask about this home

FMLS IDXFMLS #7853977 · Listing Provided By Atlanta Communities · 404-545-5288 · Listing agent Laura Martineau

Location

427 Waterford Drive, Cartersville GA 30120

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About this home

RARE RIVERFRONT LIVING IN WATERFORD! Welcome to an extraordinary home nestled along the banks of the beautiful Etowah River in one of Cartersville's most desirable neighborhoods! Offering breathtaking river views, direct river access, exceptional outdoor living spaces, and a STUNNING, fully equipped terrace-level apartment, this property delivers a combination of luxury, versatility, and location that is truly hard to find. From the moment you enter the soaring two-story foyer, you'll appreciate the attention to detail throughout this beautifully appointed home. Gorgeous hardwood floors, elegant millwork, designer wallpaper, upgraded lighting, and FOUR fireplaces create an atmosphere of timeless sophistication. The impressive two-story family room features a beautiful fireplace and built-in bookshelves, while the inviting keeping room is a showstopper with its vaulted beamed ceiling, custom board-and-batten detailing, and dramatic floor-to-ceiling stone fireplace. The beautifully appointed kitchen showcases exotic granite and Silestone countertops, quality fixtures, and generous space for gathering and entertaining. But the real magic begins at the back of the home, where expansive windows frame the spectacular Etowah River views! Step outside onto the expansive Trex deck, complete with beautiful wood ceilings and integrated stair lighting, and discover your own private retreat overlooking the water. Whether enjoying your morning coffee, entertaining friends, or simply unwinding while taking in the peaceful scenery, this is outdoor living at its finest. Double French doors from the primary suite provide additional direct access to this incredible setting. Beyond the deck, a beautifully landscaped, level backyard offers something truly special. DIRECT, EASY ACCESS TO THE ETOWAH RIVER! A charming platform deck overlooking the water provides the perfect spot to relax, take in the scenery, and enjoy the peaceful sounds of the river flowing by. AND THEN THERE'S THE TERRACE LEVEL... PREPARE TO BE IMPRESSED! Far from an ordinary finished basement, this absolutely gorgeous, FULLY EQUIPPED APARTMENT feels like a luxury residence of its own! Featuring its OWN PRIVATE RIVER ROCK DRIVEWAY and a separate entrance through double French doors, this remarkable space offers exceptional privacy and convenience. Inside, you'll find a spacious living area, a dedicated dining room, and a spectacular custom kitchen, with every inch thoughtfully designed. The kitchen rivals those found in luxury homes, boasting a Sub-Zero refrigerator, high-end convection appliances, beautiful custom cabinetry, gorgeous brick flooring, and a one-of-a-kind vent hood made out of reclaimed wood from the historic Goodyear plant in Cartersville. The cozy keeping room also features a custom fireplace made out of the same reclaimed wood from the Goodyear plant. Hardwood floors flow through the main living spaces, while the generously sized bedroom offers a private sitting area, walk-in closet, and beautiful en-suite bathroom featuring Carrara marble and a walk-in shower. With its own full kitchen, laundry room, bedroom suite, private driveway, and separate entrance, this exceptional space is ideal for multigenerational living, extended family, long-term guests, or anyone seeking a luxurious secondary living space without sacrificing privacy or comfort. Additional highlights include a three-car garage, extensive professional landscaping, outdoor uplighting, an irrigation system, plantation-style shutters, upgraded wool carpeting, and abundant storage. The setting is just as special as the home itself. Located in the highly sought-after Waterford community, this remarkable property offers the opportunity to enjoy life ON THE ETOWAH RIVER with direct access to the water, all while surrounded by the comfort and elegance of an established neighborhood.

How this list price compares in Cartersville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
4
Half baths
2
Living area
5,182 SF
Lot size
1.1 acres
Year built
2005
Levels
Three Or More
Main-level bedrooms
1
Garage spaces
3
Parking
Attached, Driveway, Garage, Garage Door Opener, Garage Faces Side, Kitchen Level
Basement
Daylight, Driveway Access, Exterior Entry, Finished, Finished Bath, Interior Entry
Style
Craftsman
Construction
Cement Siding, HardiPlank Type, Stone
Roof
Composition
Flooring
Carpet, Hardwood, Marble, Stone
Heating
Natural Gas, Zoned
Cooling
Ceiling Fan(s), Central Air, Multi Units, Zoned
Fireplaces
4
Appliances
Dishwasher, Disposal, Gas Cooktop, Microwave, Range Hood, Self Cleaning Oven
Lot
Back Yard, Cleared, Front Yard, Landscaped, Navigable River On Lot, Sprinklers In Front
Community
Homeowners Assoc, Near Schools, Pool, Sidewalks, Tennis Court(s)
HOA
$750 annually
Annual tax
$7,028 (2026)
County
Bartow

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,295,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$9,265/mo

Principal and interest
$8,006
Property tax
$586
Home insurance
$125
Mortgage insurance
$486
HOA dues
$63
Loan amount
$1,165,500
Cash down
$129,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Atlanta Communities, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cartersville?

See the similar homes section on this page, or browse all homes for sale in Cartersville, GA.

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