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Active55 days listed

86 Twelve Oaks Drive SE, Cartersville, GA 30120

  • 6bd
  • 4ba
  • 3,385SF
  • 0.2ac lot

Single-family homeReserve at Pettit Creek

List price

$575,000

$170/SF list

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FMLS IDXFMLS #7831348 · Listing Provided By Atlanta Communities · 678-230-2911 · Listing agent Ashley Donnelly

Location

86 Twelve Oaks Drive SE, Cartersville GA 30120

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About this home

Not only is this home located in the sought after Reserve at Pettit Creek and Cartersville City School district - it's one of the few homes in the neighborhood that has a beautiful FLAT back yard, a BASEMENT, and backs up to greenspace! This home offers an open concept floor plan perfect for entertaining and features 6 bedrooms/4 baths PLUS an office/flex space with beautiful French doors, a formal dining room + an eat-in kitchen, stainless steel appliances, granite countertops, extra trim details throughout, a custom mud-bench as you enter from the garage, tons of natural light, fresh exterior paint (2 years old), a covered back deck perfect for enjoying fall evenings, a lower patio to enjoy the backyard, and so much more. The full daylight basement has been plumbed and could easily be finished to add more square footage! This home offers the perfect layout and location to raise a family. This location offers quick access to Downtown Cartersville, shopping, restaurants, healthcare and more.

How this list price compares in Cartersville

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
6
Full baths
4
Living area
3,385 SF
Lot size
0.2 acres
Year built
2018
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Garage
Basement
Daylight, Exterior Entry, Full, Interior Entry, Unfinished
Style
Traditional
Construction
HardiPlank Type
Roof
Composition
Flooring
Carpet, Luxury Vinyl, Tile
Heating
Central, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Electric Oven, Microwave
Lot
Back Yard, Landscaped, Level, Private
Community
Curbs, Homeowners Assoc, Playground, Pool, Sidewalks, Street Lights
HOA
$700 annually
Annual tax
$4,884 (2025)
County
Bartow

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $575,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,360/mo

Principal and interest
$3,555
Property tax
$407
Home insurance
$125
Mortgage insurance
$216
HOA dues
$58
Loan amount
$517,500
Cash down
$57,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Atlanta Communities, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cartersville?

See the similar homes section on this page, or browse all homes for sale in Cartersville, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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