Active$315,000
4 bd3 ba1,416 SFSingle-family home
31 Rock Fence Circle SE
Cartersville, GA 30121 · 148 days listed
FMLS #7781538 · Listing Provided By Coldwell Banker Realty · 770-889-3051
Active3 days listed
96 Howard Avenue NW, Cartersville, GA 30121
- 3bd
- 3ba
- 1,868SF
- 0.16ac lot
FMLS #7858931 · Listing Provided By Drake Realty, Inc · 770-565-2044 · Listing agent Natalia Shmigelsky
About this home
Welcome home to this beautifully refreshed home in Cottages at Cassville Commons! Built in 2018, this inviting property features 3 spacious bedrooms, 2.5 bathrooms, and a long list of recent updates, including updated interior paint, a fully repainted exterior, and brand-new carpet. Situated on one of the larger lots in the neighborhood, the level yard offers a private backyard with plenty of room to relax, entertain, or enjoy the outdoors. Enjoy the added benefits of a sidewalk-lined community with a neighborhood swimming pool, perfect for enjoying the outdoors and connecting with neighbors. The convenient location provides easy access to the interstate, making travel to Dalton, Kennesaw, and Atlanta a breeze. Shopping, dining, hospitals, and the popular Buc-ee’s are also nearby, putting everyday conveniences within easy reach. **Enjoy added peace of mind with a one-year home warranty included for the buyer!** With its fresh updates, spacious lot, private backyard, and convenient location, this home is ready for you to move in and make it your own. Don't miss the opportunity to make this home yours!
How this list price compares in Cartersville
- List price is 12% below the Cartersville median list price of $357,450 (472 homes).
- Compared with 396 single-family homes in Cartersville: 16% below the median of $374,650.
- List price per square foot is 6% below the Cartersville median of $179/SF.
- 2 homes for sale in Cottages at Cassville Commons.
- All 472 homes for sale in Cartersville, GA.
- 755 homes for sale in Bartow County.
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
Home facts
- Property type
- Single-family home
- Status
- Active
- Bedrooms
- 3
- Full baths
- 2
- Half baths
- 1
- Living area
- 1,868 SF
- Lot size
- 0.16 acres
- Year built
- 2018
- Levels
- Two
- Main-level bedrooms
- 0
- Garage spaces
- 2
- Parking
- Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Level Driveway
- Style
- Traditional
- Construction
- Cement Siding, HardiPlank Type
- Roof
- Composition
- Flooring
- Carpet, Luxury Vinyl
- Heating
- Central, Electric
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Appliances
- Dishwasher, Electric Range, Electric Water Heater, Microwave
- Lot
- Back Yard, Cleared, Front Yard, Landscaped, Level
- HOA
- $660 annually
- Annual tax
- $3,237 (2026)
- County
- Bartow
Assigned schools
- HighCass
- MiddleCass
- ElementaryClear Creek - Bartow
As reported in the listing. Verify with the school district.
Payment estimate
Estimate the monthly payment
Prefilled with the list price of $314,900 and this week's average rate. Change anything to see your number.
Estimated monthly payment
$2,515/mo
- Principal and interest
- $1,947
- Property tax
- $270
- Home insurance
- $125
- Mortgage insurance
- $118
- HOA dues
- $55
- Loan amount
- $283,410
- Cash down
- $31,490
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
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Beyond homes
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Investor research and tools
- Georgia multifamily cap ratesMedian screening cap rates on Georgia and Atlanta apartment asks, with sample sizes.
- NOI for apartment buildingsHow NOI is built on an apartment building, line by line, and where listing NOI goes wrong.
- debt service coverage ratio for apartmentsDSCR loans for apartment buildings: the 1.25x test, what lenders size on, and Georgia asks.
- what GRM Georgia apartments list atGross rent multiplier on apartment buildings: the formula, Georgia asking GRMs, and when GRM misleads.
- commercial cap rate calculatorBuild NOI from rents and expenses, then solve for cap rate, price, or value.
- DSCR and cash-on-cash calculatorRent roll, expenses and the loan in one model: NOI, DSCR, cash-on-cash, cash flow, PDF.
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