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Active243 days listed

431 Clover Leaf Road, Cleveland, GA 30528

  • 3bd
  • 1ba
  • 1,113SF
  • 1.06ac lot

Single-family home

List price

$279,900

$251/SF list

Ask about this home

FMLS IDXFMLS #7725261 · Listing Provided By Chris McCall Realty, LLC · 770-297-6800 · Listing agent Chris McCall

Location

431 Clover Leaf Road, Cleveland GA 30528

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About this home

Solid brick 3 bedroom, 1 full bath home in a peaceful North Georgia setting adjoining Buck Shoals State Park (approx 294+/- acres). This well-located property offers an easy commute to Gainesville, Cleveland, and Helen, making it an ideal starter home or investment opportunity. Before 2019, the home received several updates, including a metal roof, updated kitchen counters and sink, dishwasher, professionally sanded pine floors throughout, new storm windows, and a vapor barrier installed in the crawl space. Enjoy beautiful mountain views from the kitchen window and a spacious backyard featuring a detached workshop/storage building perfect for hobbies, equipment, or additional storage. A great opportunity to own a well-maintained home in a convenient location with access to nature right next door.

How this list price compares in Cleveland

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
1
Living area
1,113 SF
Lot size
1.06 acres
Year built
1994
Levels
One
Main-level bedrooms
3
Parking
Carport
Basement
Crawl Space
Style
Country, Ranch, Rustic
Construction
Brick, Brick 4 Sides
Roof
Metal
Flooring
Hardwood, Wood
Heating
Central, Natural Gas, Propane
Cooling
Central Air, Electric
Appliances
Dishwasher, Electric Oven, Electric Range, Microwave
Lot
Back Yard, Borders US/State Park, Level, Private
HOA
No
Annual tax
$1,790 (2024)
County
White

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $279,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,110/mo

Principal and interest
$1,730
Property tax
$149
Home insurance
$125
Mortgage insurance
$105
Loan amount
$251,910
Cash down
$27,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Chris McCall Realty, LLC, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cleveland?

See the similar homes section on this page, or browse all homes for sale in Cleveland, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

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