Pending82 days listed

45 Smith Overhead Bridge Road, Commerce, GA 30530

  • 4bd
  • 3ba
  • 1,981SF
  • 1.23ac lot

Single-family home

List price

$379,000

$191/SF list

Ask about this home

FMLS IDXFMLS #7817629 · Listing Provided By Keller Williams Realty Atlanta Partners · 706-247-5985 · Listing agent Daniel Hardigree

Location

45 Smith Overhead Bridge Road, Commerce GA 30530

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About this home

Bring your homestead dreams to life on this beautiful 1.23-acre property in Commerce! Fully fenced and ready for your vision, this 4-bedroom, 3-bath home offers the perfect blend of country living and everyday convenience. Whether you're dreaming of a thriving garden, raising chickens, starting a mini farm, or simply enjoying more space and privacy, this property is ready for it all. Inside, you'll find 1,981 square feet of comfortable living space with a spacious kitchen featuring abundant cabinetry, a center island, stainless steel appliances, and plenty of room to gather. Outside, enjoy a large covered patio overlooking the backyard and stone fire pit. The detached two-bay garage, storage shed, covered carport, chicken coop, and dedicated garden area provide endless opportunities for hobbies, storage, and homesteading. Located just off US Hwy 441 with easy access to I-85, downtown Commerce, shopping, dining, and Tanger Outlets, you'll enjoy peaceful country living without sacrificing convenience.

How this list price compares in Commerce

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Pending
Bedrooms
4
Full baths
3
Living area
1,981 SF
Lot size
1.23 acres
Year built
1967
Levels
One
Main-level bedrooms
4
Parking
Level Driveway
Style
Ranch
Construction
Brick 4 Sides
Roof
Composition
Flooring
Luxury Vinyl
Heating
Central
Cooling
Central Air
Appliances
Dishwasher, Microwave, Refrigerator
Lot
Front Yard, Level, Private
HOA
No
Annual tax
$2,860 (2025)
County
Jackson

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $379,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,849/mo

Principal and interest
$2,343
Property tax
$238
Home insurance
$125
Mortgage insurance
$142
Loan amount
$341,100
Cash down
$37,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Similar homes for sale in Commerce

Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty Atlanta Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Commerce?

See the similar homes section on this page, or browse all homes for sale in Commerce, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

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Thinking about a rental or a building instead? Send Jeff a message.

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