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Active4 days listed

130 Stephanie Lane, Covington, GA 30016

  • 4bd
  • 3ba
  • 2,791SF
  • 0.99ac lot

Single-family homeDoublegate

List price

$343,000

$123/SF list

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FMLS IDXFMLS #7857983 · Listing Provided By Opendoor Brokerage, LLC · 404-796-8789 · Listing agent Tanya Pickens

Location

130 Stephanie Lane, Covington GA 30016

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About this home

INCREDIBLE BUYER INCENTIVES: $5,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $5,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 130 Stephanie Ln is a 2-story Covington home with distinct dining spaces, a fireplace, and a primary suite with room for a sitting area. The kitchen connects to a window-lined breakfast nook and uses a pass-through to maintain a connection with the living room. A separate dining room provides another setting for meals, while the fireplace anchors the main gathering space. Upstairs, the primary bedroom pairs its extended layout with walk-in closet storage and a bathroom with double sinks. A rear deck overlooks the lawn and surrounding trees. An attached garage completes a layout that balances shared living areas with separate spaces for everyday routines. Included 100-Day Home Warranty with buyer activation

How this list price compares in Covington

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Living area
2,791 SF
Lot size
0.99 acres
Year built
2004
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Driveway, Garage
Basement
Exterior Entry, Full, Interior Entry, Unfinished
Style
Other
Construction
Brick 4 Sides, Brick Veneer, Vinyl Siding
Roof
Composition
Flooring
Carpet, Laminate, Vinyl
Heating
Heat Pump
Cooling
Heat Pump
Fireplaces
1
Appliances
Dishwasher, Electric Range, Microwave
Lot
Other
HOA
No
Annual tax
$3,507 (2025)
County
Newton

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $343,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,666/mo

Principal and interest
$2,121
Property tax
$292
Home insurance
$125
Mortgage insurance
$129
Loan amount
$308,700
Cash down
$34,300

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Opendoor Brokerage, LLC, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Covington?

See the similar homes section on this page, or browse all homes for sale in Covington, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

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