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Pending68 days listed

145 Spring Lake Terrace, Covington, GA 30016

  • 4bd
  • 3ba
  • 2,620SF
  • 0.18ac lot

Single-family homeFields/Ellington

List price

$307,500

$117/SF list

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FMLS IDXFMLS #7826632 · Listing Provided By Sovereign Real Estate Group National Corp. · 305-662-1502 · Listing agent Eric Baham

Location

145 Spring Lake Terrace, Covington GA 30016

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About this home

Spacious two-story home situated on a level corner lot in the Spring Lake community, offering four bedrooms, three full baths, and approximately 2,620 square feet of living space. The open kitchen overlooks the family room and features a gas cooktop, gas oven, pantry, and generous preparation space. A main-level bedroom and full bath provide flexible accommodations, while the upper level includes a loft and an expansive primary suite with a sitting area, walk-in closet, double vanity, and jetted tub. Additional features include hardwood flooring, a sunroom, fenced backyard, and attached two-car garage. Community amenities include a lake and swimming pool. Conveniently located approximately four minutes from area shopping centers, with easy access to Salem Road, I-20, dining, schools, and Historic Downtown Covington.

How this list price compares in Covington

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Pending
Bedrooms
4
Full baths
3
Living area
2,620 SF
Lot size
0.18 acres
Year built
2004
Levels
Two
Main-level bedrooms
1
Parking
Attached
Style
Traditional
Construction
Stone
Roof
Composition
Flooring
Hardwood
Heating
Central
Cooling
Central Air
Appliances
Dishwasher, Microwave
Lot
Other
Community
Homeowners Assoc, Lake, Pool
HOA
$530 annually
Annual tax
$3,111 (2024)
County
Newton

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $307,500 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,445/mo

Principal and interest
$1,901
Property tax
$259
Home insurance
$125
Mortgage insurance
$115
HOA dues
$44
Loan amount
$276,750
Cash down
$30,750

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Sovereign Real Estate Group National Corp., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Covington?

See the similar homes section on this page, or browse all homes for sale in Covington, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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