Active15 days listed

20 Balfour Drive, Covington, GA 30014

  • 5bd
  • 3ba
  • 5,500SF
  • 1.95ac lot

Single-family homeLochwolde

List price

$550,000

$100/SF list

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FMLS IDXFMLS #7853172 · Listing Provided By EXP Realty, LLC. · 888-959-9461 · Listing agent George Davis

Location

20 Balfour Drive, Covington GA 30014

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About this home

Some homes impress you when you walk through the door. Others make you imagine what life could feel like once you settle in. Tucked into the established Lochwolde community in Covington, this inviting full brick ranch offers something increasingly meaningful: room to live comfortably, spaces that flow naturally, and a sense of privacy that makes coming home feel like a retreat. From the moment you enter, the thoughtful layout sets the tone. Living spaces connect effortlessly, creating an atmosphere where conversations carry from the kitchen to the gathering areas, where entertaining feels easy, and where everyday routines unfold without feeling crowded or confined. There's an openness here that invites connection while still allowing everyone to find their own favorite corner. Picture a slow Saturday morning with coffee in hand, sunlight filling the living spaces, and nowhere you need to rush. Imagine preparing dinner while guests gather nearby, sharing stories and laughter without ever feeling separated from the moment. And when the day calls for a little quiet? Step outside onto the deck, take in the private backyard setting, and enjoy the simple pleasure of having an outdoor space that feels like your own. The beauty of this property extends beyond its walls. Lochwolde is known for its larger lots and peaceful surroundings, offering a refreshing sense of breathing room. Community lake access and walking trails provide opportunities to enjoy the outdoors without venturing far from home. What makes this Covington home especially appealing isn't simply what it offers, but how naturally it accommodates the rhythms of everyday life. From quiet mornings to memorable gatherings, from productive afternoons to peaceful evenings, this is a place where the setting, layout, and lifestyle come together.

How this list price compares in Covington

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
3
Living area
5,500 SF
Lot size
1.95 acres
Year built
2003
Levels
Two
Main-level bedrooms
4
Garage spaces
2
Parking
Garage
Basement
Daylight, Driveway Access, Exterior Entry, Finished, Finished Bath, Full
Style
Craftsman
Construction
Brick, Brick 4 Sides
Roof
Composition, Shingle
Flooring
Hardwood, Carpet
Heating
Central, Electric, Natural Gas
Cooling
Central Air, Ceiling Fan(s), Electric Air Filter, Zoned
Fireplaces
2
Appliances
Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Gas Range, Microwave
Lot
Back Yard, Cul-De-Sac, Landscaped, Level
Community
Clubhouse, Homeowners Assoc, Tennis Court(s), Street Lights, Playground, Pool
HOA
$1,200 annually
Annual tax
$6,162 (2025)
County
Newton

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $550,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,345/mo

Principal and interest
$3,400
Property tax
$514
Home insurance
$125
Mortgage insurance
$206
HOA dues
$100
Loan amount
$495,000
Cash down
$55,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by EXP Realty, LLC., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Covington?

See the similar homes section on this page, or browse all homes for sale in Covington, GA.

Beyond homes

Also exploring Georgia investment real estate?

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