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Active27 days listed

220 Spring Lake Terrace, Covington, GA 30016

  • 4bd
  • 3ba
  • 2,620SF
  • 0.36ac lot

Single-family homeSpring & Fields of Ellington

List price

$319,900

$122/SF list

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FMLS IDXFMLS #7848621 · Listing Provided By Keller Williams Realty Atl Partners · 678-808-1300 · Listing agent June Hyde

Location

220 Spring Lake Terrace, Covington GA 30016

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About this home

This one is a beauty! Recently remodeled with updated features, there is formal dining and sep living room as well as the step-down family room with fireplace. The kitchen is all new with white cabinetry and granite tops. The upstairs primary suite has a sitting area, luxury bath with sep tub and shower, double vanity and new cabinetry. There is a guest bedroom and full bath on the main level. Rounding it off with a patio, private backyard and a 2 car garage. You are within walking distance of schools and shopping. Located conveniently between Covington and Conyers, easy access to I-20.

How this list price compares in Covington

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Living area
2,620 SF
Lot size
0.36 acres
Year built
2005
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Garage
Style
Traditional
Construction
Vinyl Siding
Roof
Composition
Flooring
Other
Heating
Natural Gas
Cooling
Ceiling Fan(s)
Fireplaces
1
Appliances
Dishwasher, Microwave
Lot
Level, Private
Community
Clubhouse, Near Schools, Playground, Sidewalks, Street Lights
HOA
$530 annually
Annual tax
$3,203 (2025)
County
Newton

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $319,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,534/mo

Principal and interest
$1,978
Property tax
$267
Home insurance
$125
Mortgage insurance
$120
HOA dues
$44
Loan amount
$287,910
Cash down
$31,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty Atl Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Covington?

See the similar homes section on this page, or browse all homes for sale in Covington, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

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