Active$189,900
2 bd1 ba1,103 SFSingle-family home
5108 Hackett Street NE
Covington, GA 30014 · Covington Mill Area · 72 days listed
FMLS #7822470 · Listing Provided By Southern Roots Realty Partners, LLC · sold@southernrootsre.com
Pending63 days listed
3 Bay Street, Covington, GA 30014
- 3bd
- 2ba
- 1,560SF
- 0.11ac lot
FMLS #7832270 · Listing Provided By Joe Stockdale Real Estate, LLC · 678-495-7337 · Listing agent Dara Harper
About this home
This home is in the USDA 100% financing district! Renovated 3 bedroom/2 full bath home in heart of Porterdale's historic district. Enjoy walking to shops and restaurants and the convenience of being just a couple of miles from the coveted Covington Square. All new LVP flooring throughout the home, oversized bedrooms, new appliances in kitchen, fresh paint inside and out, walk in closets and much more! Please schedule your private showing today!
How this list price compares in Covington
- List price is 43% below the Covington median list price of $330,000 (483 homes).
- Compared with 476 single-family homes in Covington: 44% below the median of $334,950.
- List price per square foot is 25% below the Covington median of $160/SF.
- 2 homes for sale in Porterdale.
- All 483 homes for sale in Covington, GA.
- 531 homes for sale in Newton County.
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
Home facts
- Property type
- Single-family home
- Status
- Pending
- Bedrooms
- 3
- Full baths
- 2
- Living area
- 1,560 SF
- Lot size
- 0.11 acres
- Year built
- 1927
- Levels
- One
- Main-level bedrooms
- 3
- Parking
- On Street
- Basement
- Crawl Space
- Style
- Ranch
- Construction
- Cedar, Wood Siding
- Roof
- Composition
- Flooring
- Hardwood
- Heating
- Heat Pump
- Cooling
- Central Air
- Fireplaces
- 2
- Appliances
- Electric Water Heater
- Lot
- Level
- HOA
- No
- Annual tax
- $2,455 (2024)
- County
- Newton
Assigned schools
- HighNewton
- MiddleClements
- ElementaryMiddle Ridge
As reported in the listing. Verify with the school district.
Payment estimate
Estimate the monthly payment
Prefilled with the list price of $186,900 and this week's average rate. Change anything to see your number.
Estimated monthly payment
$1,555/mo
- Principal and interest
- $1,155
- Property tax
- $205
- Home insurance
- $125
- Mortgage insurance
- $70
- HOA dues
- $0
- Loan amount
- $168,210
- Cash down
- $18,690
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
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Questions about this home
How do I schedule a showing of this home?
Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.
How do I get more information about this listing?
Send your question through the form on this page. Listing details come from FMLS and are provided by Joe Stockdale Real Estate, LLC, so confirm them before making an offer.
Is this home still available?
This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
How is the monthly payment estimate calculated?
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
Where can I see similar homes for sale in Covington?
See the similar homes section on this page, or browse all homes for sale in Covington, GA.
Beyond homes
Also exploring Georgia investment real estate?
Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.
Other property types for sale
- apartment buildings for sale in GAApartment buildings and complexes for sale across Georgia.
- multifamily investment opportunities in GeorgiaDuplexes to large complexes, with screening cap rates on each building.
- churches for sale in GeorgiaChurch buildings and sanctuaries for sale statewide.
- apartment complex for sale in AtlantaApartment buildings for sale inside the City of Atlanta.
- commercial real estate for sale in GeorgiaOffice, retail, industrial and other commercial buildings.
Investor research and tools
- apartment cap rates in GeorgiaMedian screening cap rates on Georgia and Atlanta apartment asks, with sample sizes.
- net operating income explainedHow NOI is built on an apartment building, line by line, and where listing NOI goes wrong.
- apartment building DSCR loan guideDSCR loans for apartment buildings: the 1.25x test, what lenders size on, and Georgia asks.
- apartment building loans explainedConventional, DSCR, bank, agency, bridge and seller financing for apartment and commercial buildings.
- NOI and cap rate calculatorBuild NOI from rents and expenses, then solve for cap rate, price, or value.
- rental property cash flow calculatorRent roll, expenses and the loan in one model: NOI, DSCR, cash-on-cash, cash flow, PDF.
Thinking about a rental or a building instead? Send Jeff a message.
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