Talk to Jeff

Active119 days listed

3012 River Garden Road, Covington, GA 30016

  • 4bd
  • 3ba
  • 2,491SF
  • 0.53ac lot

Single-family homeRiverclift

List price

$315,000

$126/SF list

Ask about this home

FMLS IDXFMLS #7796847 · Listing Provided By REMAX Center · 770-932-1234 · Listing agent Stacy Sugarman

Location

3012 River Garden Road, Covington GA 30016

Interactive map

Loads on click

Open in Google Maps

About this home

SELLER SAYS," LET'S MAKE A DEAL" Reduced just for you. Bring your vision and a little elbow grease to make this house truly shine! With a new roof, recently serviced HVAC system, and great bones, much of the heavy lifting has already been done. The spacious floor plan features a formal living room that also makes a perfect home office, a separate dining room, and a bright breakfast area. Generously sized bedrooms provide plenty of space for everyone. Outside, you'll find a large backyard with endless possibilities for entertaining, gardening, or play. Whether you're a first-time buyer, investor, or someone looking to add your personal touch, this home is packed with potential and ready for its next chapter, no HOA. Being sold As Is. Use preferred lender and get a 1-year rate buy down and no origination fee, extra savings for your buyer.

How this list price compares in Covington

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
2
Half baths
1
Living area
2,491 SF
Lot size
0.53 acres
Year built
1999
Levels
Two
Main-level bedrooms
0
Garage spaces
2
Parking
Attached, Garage, Garage Faces Front, Level Driveway
Style
Traditional
Construction
Brick Front, Vinyl Siding
Roof
Other
Flooring
Carpet, Vinyl
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Gas Range, Gas Water Heater, Microwave, Refrigerator
Lot
Back Yard, Front Yard
Community
Sidewalks
HOA
No
Annual tax
$3,415 (2025)
County
Rockdale

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $315,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,475/mo

Principal and interest
$1,947
Property tax
$285
Home insurance
$125
Mortgage insurance
$118
Loan amount
$283,500
Cash down
$31,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Similar homes for sale in Covington

Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by REMAX Center, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Covington?

See the similar homes section on this page, or browse all homes for sale in Covington, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

FMLS IDX Logo

Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. ©2026 First Multiple Listing Service, Inc.