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Active42 days listed

4113 Summers Street SW, Covington, GA 30014

  • 3bd
  • 3ba
  • 1,710SF
  • 0.09ac lot

Single-family homeClarks Grove

List price

$385,000

$225/SF list

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FMLS IDXFMLS #7838426 · Listing Provided By Mark Spain Real Estate · 770-886-9000 · Listing agent Mark Spain

Location

4113 Summers Street SW, Covington GA 30014

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About this home

Experience unmatched in-town living in Prestigious Clarks Grove! Just a golf-cart ride from Historic Covington Square, this beautifully updated 3-bedroom Craftsman offers a luxurious primary-on-main, a rocking-chair front porch, and direct access to the Cricket Frog Walking Trails. Perfectly blending timeless Craftsman character with stunning modern updates, this move-in-ready home features a seamless open-concept floor plan designed for effortless entertaining. The chef’s kitchen boasts pristine white cabinetry, premium Corian countertops, a breakfast bar, and high-end stainless appliances including a gas range. Retreat to the newly renovated, spa-like primary suite on the main level, complete with a luxurious soaking tub, a massive walk-in closet, and a custom separate shower. Upstairs, generous secondary bedrooms provide fantastic flexibility for family, guests, or a dedicated home office. Located in a vibrant, golf-cart-friendly neighborhood with community pool access, this home puts you less than a mile from the dining, shopping, and year-round events of downtown Covington. Schedule your private showing today before this rare gem is gone! Enjoy a potential 2-1 mortgage rate buydown, with a rate 2% lower in year one and 1% lower in year two, in lieu of seller-paid closing costs! Ask for details; subject to lender approval, buyer eligibility, and loan program guidelines.

How this list price compares in Covington

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Half baths
1
Living area
1,710 SF
Lot size
0.09 acres
Year built
2003
Levels
Two
Main-level bedrooms
1
Parking
Carport
Style
Other
Construction
HardiPlank Type
Roof
Composition
Flooring
Ceramic Tile, Luxury Vinyl, Vinyl
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Gas Oven, Gas Range, Range Hood, Refrigerator
Lot
Back Yard, Front Yard, Landscaped, Level
Community
Park, Playground, Pool
HOA
$245 quarterly
Annual tax
$4,014 (2025)
County
Newton

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $385,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,066/mo

Principal and interest
$2,380
Property tax
$335
Home insurance
$125
Mortgage insurance
$144
HOA dues
$82
Loan amount
$346,500
Cash down
$38,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Mark Spain Real Estate, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Covington?

See the similar homes section on this page, or browse all homes for sale in Covington, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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