Pending106 days listed

420 Oak Terrace Drive, Covington, GA 30016

  • 5bd
  • 5ba
  • 3,712SF
  • 0.25ac lot

Single-family homeOakwood Manor

List price

$375,000

$101/SF list

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FMLS IDXFMLS #7806465 · Listing Provided By Coldwell Banker Realty · 404-874-2262 · Listing agent Alicia Henderson

Location

420 Oak Terrace Drive, Covington GA 30016

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About this home

Space, style, and comfort all come together in this beautiful 5-bedroom, 4.5-bath home! Featuring two spacious primary suites with private en suites, an oversized kitchen that's perfect for entertaining, a versatile loft, and a backyard designed for relaxing and making memories, this home offers the flexibility today's buyers are looking for. Whether you need room for a growing family, multi-generational living, or love hosting family and friends, this home checks all the boxes. Your dream home may be just one showing away! This home is conveniently located just minutes from I20. You'll enjoy easy access to shopping, dining, schools and all that Covington has to offer, while still enjoying the comfort of a peaceful neighborhood.

How this list price compares in Covington

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Pending
Bedrooms
5
Full baths
4
Half baths
1
Living area
3,712 SF
Lot size
0.25 acres
Year built
2008
Levels
Two
Main-level bedrooms
1
Garage spaces
4
Parking
Attached, Garage Door Opener, Garage, Kitchen Level, Parking Pad
Style
Traditional
Construction
Vinyl Siding
Roof
Composition
Flooring
Hardwood, Carpet, Ceramic Tile
Heating
Electric, Central, Forced Air, Hot Water
Cooling
Electric, Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dryer, Washer, Dishwasher, Disposal, Microwave, Refrigerator
Lot
Level, Private
Community
Park, Playground, Pool, Sidewalks, Tennis Court(s), Homeowners Assoc, Restaurant, Near Schools, Near Shopping
HOA
$350 annually
Annual tax
$3,703 (2024)
County
Newton

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $375,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,922/mo

Principal and interest
$2,318
Property tax
$309
Home insurance
$125
Mortgage insurance
$141
HOA dues
$29
Loan amount
$337,500
Cash down
$37,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Coldwell Banker Realty, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Covington?

See the similar homes section on this page, or browse all homes for sale in Covington, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

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