Pending90 days listed

4705 H D Atha Road, Covington, GA 30014

  • 4bd
  • 3ba
  • 2,569SF
  • 4.88ac lot

Single-family homeFlat Creek Retreat

List price

$739,900

$288/SF list

Ask about this home

FMLS IDXFMLS #7812446 · Listing Provided By Southern Classic Realtors · 678-635-8877 · Listing agent Ansley Willett

Location

4705 H D Atha Road, Covington GA 30014

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About this home

$15,000 CLOSING COST INCENTIVE! Seller is offering up to $15,000 toward buyer closing costs with a preferred lender. Located just 15 minutes from downtown Monroe and Covington Square, and less than 5 miles to historic downtown Social Circle, this stunning new construction offers the perfect blend of privacy and convenience on 4.88 acres. Enjoy nearby shopping, dining, and community events in Monroe, the restaurants and charm of Covington's iconic Square, and the small-town feel of Social Circle all just minutes from your door. A rocking chair front porch with stained tongue-and-groove ceiling sets the tone, leading through double front doors into a home rich with quality finishes. Luxury vinyl plank flooring runs throughout the main level. A formal dining room off of the foyer with transom windows and a statement ceiling. The spacious living room impresses with coffered ceilings, a cozy fireplace, and a custom built-in bookcase with shiplap accents. The open floor plan flows seamlessly into the beautiful natural-stained kitchen, featuring a white island, quartz countertops, gold hardware, tiled backsplash, and Kitchenaid stainless steel appliances including a gas cooktop and cabinet-style vent hood. A huge picture window over the kitchen sink overlooking the backyard. A walk-in pantry with built-in shelving. The mudroom with bench and cubbies, connects to a large laundry room with direct access to the owner's suite. The owner's retreat is a highlight, with a tray ceiling, accent wall, spa-like bath with double vanities, a tiled shower, and a freestanding soaking tub. The oversized closet has custom built-ins. This split-bedroom layout includes two secondary bedrooms on the main level and a full bath. Upstairs, a spacious bonus room with a full bath serves as a fourth bedroom, guest suite, or flex space. Outside, a covered patio overlooks a private backyard with wooded acreage. Located in the sought-after Zone 5 school district, students may choose between Walton County or Social Circle City Schools. With its acreage, quality design, and prime location, this property is a rare opportunity.

How this list price compares in Covington

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Pending
Bedrooms
4
Full baths
3
Living area
2,569 SF
Lot size
4.88 acres
Year built
2026
Levels
One and One Half
Main-level bedrooms
3
Parking
Attached, Garage Door Opener, Garage Faces Side
Style
Ranch, Traditional
Construction
Brick, HardiPlank Type
Roof
Composition, Metal
Flooring
Carpet, Ceramic Tile, Other
Heating
Central, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Electric Oven, Gas Cooktop, Microwave, Range Hood
Lot
Level, Private, Sprinklers In Front
HOA
No
Annual tax
$1,359 (2024)
County
Walton

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $739,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$5,090/mo

Principal and interest
$4,574
Property tax
$113
Home insurance
$125
Mortgage insurance
$277
Loan amount
$665,910
Cash down
$73,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Southern Classic Realtors, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Covington?

See the similar homes section on this page, or browse all homes for sale in Covington, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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