Active12 days listed

95 Collins Trace, Covington, GA 30016

  • 3bd
  • 2ba
  • 1,409SF
  • 0.11ac lot

Single-family homeVillages Ellington

List price

$265,000

$188/SF list

Ask about this home

FMLS IDXFMLS #7849424 · Listing Provided By Century 21 Connect Realty · 470-979-8494 · Listing agent Gaby Richmond

Location

95 Collins Trace, Covington GA 30016

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About this home

Looking for a touch of luxury at an affordable price? This low-maintenance ranch delivers a fresh, modern feel with renovations completed with quality in mind. Enjoy a split-bedroom floor plan, new flooring, new appliances, and a side-entry two-car garage. The spacious primary suite includes a large walk-in closet, while the additional bedrooms offer flexibility for guests, a home office, or whatever you may need. Enjoy the convenience of nearby Publix, Kroger, Walmart, restaurants, schools, banking, gas stations, and more. With easy access to Highway 278, I-20, and Covington Square, everyday essentials and local outings are within easy reach. Check out the list of grants and financing incentives this property is eligible for, including zero-down-payment and no-PMI programs, and schedule your tour today!

How this list price compares in Covington

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Living area
1,409 SF
Lot size
0.11 acres
Year built
2003
Levels
One
Main-level bedrooms
3
Garage spaces
2
Parking
Garage
Basement
Other
Style
Other
Construction
Brick Front
Roof
Asbestos Shingle
Flooring
Luxury Vinyl
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Electric Oven, Electric Range, Refrigerator, Other
Lot
Other
HOA
$530 annually
Annual tax
$2,664 (2025)
County
Newton

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $265,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,129/mo

Principal and interest
$1,638
Property tax
$222
Home insurance
$125
Mortgage insurance
$99
HOA dues
$44
Loan amount
$238,500
Cash down
$26,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Century 21 Connect Realty, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Covington?

See the similar homes section on this page, or browse all homes for sale in Covington, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

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