Active$219,000
3 bd3 ba1,551 SFSingle-family home
3960 Emerald North Drive
Decatur, GA 30035 · 77 days listed
FMLS #7819388 · Listing Provided By Mark Spain Real Estate · 770-886-9000
Active62 days listed
4026 E Hilda Circle, Decatur, GA 30035
- 5bd
- 3ba
- 1,654SF
- 0.44ac lot
FMLS #7775366 · Listing Provided By Mainstay Brokerage LLC · 800-583-2914 · Listing agent Loree Nichols
About this home
Situated on a quiet street in Decatur, this charming home offers a great blend of comfort, space, and opportunity. The inviting layout features spacious living areas filled with natural light, creating a warm and welcoming atmosphere throughout. The kitchen provides ample cabinet and counter space with easy flow into the dining and living areas, making it ideal for everyday living and entertaining. Enjoy generously sized bedrooms and a private backyard with room for outdoor gatherings, gardening, or relaxing evenings at home. Conveniently located near shopping, dining, parks, and major highways with easy access to downtown Atlanta and surrounding areas.
How this list price compares in Decatur
- List price is 27% below the Decatur median list price of $299,000 (934 homes).
- Compared with 677 single-family homes in Decatur: 29% below the median of $309,900.
- List price per square foot is 30% below the Decatur median of $188/SF.
- 6 homes for sale in Pendley Hills.
- All 934 homes for sale in Decatur, GA.
- 3,375 homes for sale in DeKalb County.
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
Home facts
- Property type
- Single-family home
- Status
- Active
- Bedrooms
- 5
- Full baths
- 2
- Half baths
- 1
- Living area
- 1,654 SF
- Lot size
- 0.44 acres
- Year built
- 1956
- Levels
- One
- Main-level bedrooms
- 5
- Parking
- Carport
- Style
- Ranch
- Construction
- Wood Siding
- Roof
- Composition
- Flooring
- Luxury Vinyl
- Heating
- Electric
- Cooling
- Central Air
- Fireplaces
- 1
- Appliances
- Dishwasher, Microwave, Refrigerator
- Lot
- Back Yard, Front Yard, Landscaped, Level
- HOA
- No
- Annual tax
- $4,941 (2025)
- County
- DeKalb
Assigned schools
- HighTowers
- MiddleMary McLeod Bethune
- ElementaryRowland
As reported in the listing. Verify with the school district.
Payment estimate
Estimate the monthly payment
Prefilled with the list price of $218,900 and this week's average rate. Change anything to see your number.
Estimated monthly payment
$1,972/mo
- Principal and interest
- $1,353
- Property tax
- $412
- Home insurance
- $125
- Mortgage insurance
- $82
- HOA dues
- $0
- Loan amount
- $197,010
- Cash down
- $21,890
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
Similar homes for sale in Decatur
Active
Active Under Contract$219,500
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Decatur, GA 30034 · Chapel Hill · 95 days listed
FMLS #7810839 · Listing Provided By Joe Stockdale Real Estate, LLC · 678-495-7337
Active$219,500
3 bd2 ba1,310 SFSingle-family home
2225 Emerald Castle Drive
Decatur, GA 30035 · Emerald Estates · 39 days listed
FMLS #7835610 · Listing Provided By Mainstay Brokerage LLC · 800-583-2914
Active$218,000
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FMLS #7834438 · Listing Provided By Opendoor Brokerage, LLC · 404-796-8789
Active$217,900
4 bd2 ba1,434 SFSingle-family home
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Decatur, GA 30034 · 145 days listed
FMLS #7777665 · Listing Provided By Mainstay Brokerage LLC · 800-583-2914
Active Under Contract$219,900
3 bd2 ba1,100 SFSingle-family home
3680 Larkspur Terrace
Decatur, GA 30032 · Meadowdale · 127 days listed
FMLS #7792251 · Listing Provided By Keller Williams Realty Intown ATL · 404-541-3500
Questions about this home
How do I schedule a showing of this home?
Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.
How do I get more information about this listing?
Send your question through the form on this page. Listing details come from FMLS and are provided by Mainstay Brokerage LLC, so confirm them before making an offer.
Is this home still available?
This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
How is the monthly payment estimate calculated?
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
Where can I see similar homes for sale in Decatur?
See the similar homes section on this page, or browse all homes for sale in Decatur, GA.
Beyond homes
Also exploring Georgia investment real estate?
Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.
Other property types for sale
- apartment complex for sale in GeorgiaApartment buildings and complexes for sale across Georgia.
- multifamily investment properties in GeorgiaDuplexes to large complexes, with screening cap rates on each building.
- church for sale in GeorgiaChurch buildings and sanctuaries for sale statewide.
- apartment buildings for sale in DecaturApartment buildings for sale in Decatur, GA.
- Georgia land and acreage for saleAcreage, lots and development land.
Investor research and tools
- what cap rate Atlanta apartments list atMedian screening cap rates on Georgia and Atlanta apartment asks, with sample sizes.
- how to calculate NOI on an apartment buildingHow NOI is built on an apartment building, line by line, and where listing NOI goes wrong.
- DSCR explained for multifamilyDSCR loans for apartment buildings: the 1.25x test, what lenders size on, and Georgia asks.
- cash-on-cash return explainedCash-on-cash return on apartment buildings: the formula, a worked deal, and Georgia asks at today's rates.
- capitalization rate calculatorBuild NOI from rents and expenses, then solve for cap rate, price, or value.
- cash-on-cash return calculatorRent roll, expenses and the loan in one model: NOI, DSCR, cash-on-cash, cash flow, PDF.
Thinking about a rental or a building instead? Send Jeff a message.
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