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Active173 days listed

117 S Bay Road Unit 402, Eatonton, GA 31024

  • 3bd
  • 2ba
  • 1,754SF
  • 0.02ac lot

CondoWaterfront on Lake Oconee

List price

$610,000

$348/SF list

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FMLS IDXFMLS #7766956 · Listing Provided By Atlanta Communities · 615-477-0760 · Listing agent Jacqueline Nix

Location

117 S Bay Road Unit 402, Eatonton GA 31024

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About this home

Experience the ultimate in lakeside living at this exquisite first-floor condo on Lake Oconee. Nestled in a waterfront setting, Unit 402 offers effortless access to the sparkling waters and breathtaking sunsets that define this coveted location. Step inside to discover a bright, open-concept living space adorned with high-end finishes, expansive windows, and elegant details that create a sophisticated yet welcoming atmosphere. The gourmet kitchen features premium appliances, sleek countertops, and ample storage—perfect for entertaining or intimate family gatherings. Relax in the luxurious master suite with lake views, a spa-inspired bathroom, and generous closet space. Additional bedrooms are equally inviting, offering comfort and style for family or guests. The private outdoor patio brings the outdoors in, allowing you to savor morning coffee or evening cocktails right by the water. Residents enjoy direct access to the lake, premium boating and fishing opportunities, and the peaceful ambiance of lakeside living, all while being conveniently close to local dining, shopping, and recreational amenities. Don’t miss the chance to own a first-floor luxury retreat where elegance, comfort, and waterfront beauty come together in perfect harmony.

How this list price compares in Eatonton

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Condo
Status
Active
Bedrooms
3
Full baths
2
Living area
1,754 SF
Lot size
0.02 acres
Year built
2007
Levels
One
Main-level bedrooms
3
Garage spaces
1
Parking
Assigned, Garage, Garage Door Opener
Style
Mid-Rise (up to 5 stories)
Construction
Other
Roof
Composition
Flooring
Ceramic Tile, Hardwood
Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
Lot
Back Yard, Landscaped, Level
Community
Community Dock, Fishing, Lake, Marina, Pool, Powered Boats Allowed, Restaurant, Street Lights
HOA
$841 monthly
Annual tax
$4,922 (2025)
County
Putnam

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $610,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$5,376/mo

Principal and interest
$3,771
Property tax
$410
Home insurance
$125
Mortgage insurance
$229
HOA dues
$841
Loan amount
$549,000
Cash down
$61,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Atlanta Communities, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Eatonton?

See the similar homes section on this page, or browse all homes for sale in Eatonton, GA.

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Also exploring Georgia investment real estate?

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