Active88 days listed

200 Whitney Street, Eatonton, GA 31024

  • 5bd
  • 5ba
  • 2,888SF
  • 1.11ac lot

Single-family homeSebastian Cove

List price

$1,890,000

$654/SF list

Ask about this home

FMLS IDXFMLS #7814359 · Listing Provided By Algin Realty, Inc. · 770-616-4460 · Listing agent Evelyn Vanoostrom

Location

200 Whitney Street, Eatonton GA 31024

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About this home

Welcome to lakefront living at its finest in the highly sought-after Sebastian Cove community on beautiful Lake Oconee. Perfectly positioned on a private 1.10-acre cul-de-sac lot with 123 feet of shoreline, this exceptional property has been completely remodeled from top to bottom and offers the perfect blend of luxury, comfort, and convenience. The beautifully renovated main home features 4 bedrooms and 3.5 bathrooms with an open-concept design created for both everyday living and effortless entertaining. At the heart of the home is a stunning new kitchen showcasing custom cabinetry, a massive center island, and quality finishes throughout, all flowing seamlessly into the spacious great room highlighted by a striking stone fireplace. The adjoining dining room is surrounded by new windows that frame breathtaking lake views, while nearly every room in the home enjoys picturesque views of the water. Wake up each morning to peaceful lake vistas from the main-level owner's suite, complete with a beautifully remodeled spa-inspired bathroom featuring an oversized tiled walk-in shower. Two additional guest bedrooms, a full bath, and a half bath are conveniently located on the main level, while upstairs offers a private fourth bedroom and full bathroom-perfect for guests or a quiet retreat. A charming bayed breakfast area provides the perfect place to enjoy your morning coffee overlooking the lake. Outdoor living is equally impressive with two expansive new decks designed to maximize the incredible waterfront setting. Enjoy 123 feet of shoreline complete with a new seawall and a newly replaced single-slip max dock, making it easy to spend your days boating, fishing, or simply soaking in the beauty of Lake Oconee. Adding tremendous value is the detached third-car garage featuring a beautifully finished studio apartment complete with its own kitchen, living area, full bathroom, and laundry room-ideal for extended family, visiting guests, a private home office, or potential rental income. The property also includes an attached two-car garage, durable concrete siding, and numerous quality upgrades throughout. Located just minutes from shopping, grocery stores, restaurants, golf, and everything Lake Oconee has to offer, this move-in-ready waterfront retreat combines the tranquility of lake living with the convenience of nearby amenities. Offering breathtaking lake views, exceptional indoor and outdoor living spaces, this remarkable waterfront home is the perfect place to enjoy everything Lake Oconee has to offer.

How this list price compares in Eatonton

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
4
Half baths
1
Living area
2,888 SF
Lot size
1.11 acres
Year built
1989
Levels
One and One Half
Main-level bedrooms
3
Garage spaces
4
Parking
Attached, Detached, Garage, Garage Door Opener, Parking Pad
Basement
Crawl Space
Style
Ranch
Construction
Cement Siding, Concrete, Stone
Roof
Composition
Flooring
Carpet, Ceramic Tile, Hardwood
Heating
Central, Electric
Cooling
Central Air, Electric
Fireplaces
1
Appliances
Dishwasher, Electric Cooktop, Microwave
Lot
Cul-De-Sac, Lake On Lot, Private
Community
Homeowners Assoc, Pickleball, Pool, Tennis Court(s)
HOA
$725 annually
Annual tax
$8,072 (2024)
County
Putnam

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,890,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$13,251/mo

Principal and interest
$11,685
Property tax
$673
Home insurance
$125
Mortgage insurance
$709
HOA dues
$60
Loan amount
$1,701,000
Cash down
$189,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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