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Active137 days listed

1172 Settlers Ridge Road, Ellijay, GA 30540

  • 4bd
  • 4ba
  • 2,958SF
  • 1.59ac lot

Single-family homeHomestead Mountain

List price

$888,951

$301/SF list

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FMLS IDXFMLS #7788079 · Listing Provided By Keller Williams Elevate · 706-623-8186 · Listing agent Tracy Krohn

Location

1172 Settlers Ridge Road, Ellijay GA 30540

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About this home

PRISTINE, LIKE NEW WITH VIEWS! Lovingly maintained by its original owners, this meticulously cared-for haven offers a rare mountain lifestyle where thoughtful design meets breathtaking surroundings. Start your mornings on the covered deck, taking in long-range North Georgia mountain views while a fire crackles in the stacked stone fireplace nearby. Unlike many mountain properties, this home features a manicured lawn and colorful garden beds, complemented by a concrete driveway with ample parking, an extra bump-out, and a storage shed. A stepless side path leads directly to the rear entry for easy access. Inside, the vaulted living area blends warmth and elegance with tongue-and-groove ceilings, decorative trusses, and sheetrock finishes. Clerestory windows fill the open-concept space with natural light, highlighting wide-plank wood floors and the stacked stone fireplace with a live-edge cedar mantel. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar. The main level offers a split-bedroom layout with a suite on either side of the living area and direct deck access, where a second fireplace awaits. The home also includes a fully owned 10.8 kW solar power system, with no solar lease to assume and the opportunity for reduced utility costs. Two additional bedrooms and a full bath continue the thoughtful layout. Located in a welcoming community where short-term rentals are not permitted, this peaceful retreat offers a true sense of belonging. Two levels of expansive decks complete this mountain sanctuary. Schedule your private tour today!

How this list price compares in Ellijay

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Half baths
1
Living area
2,958 SF
Lot size
1.59 acres
Year built
2016
Levels
Two
Main-level bedrooms
2
Parking
Attached, Driveway, Level Driveway, Parking Pad
Basement
Daylight, Finished, Full, Walk-Out Access
Style
Cabin, Country, Traditional
Construction
Log, Stone
Roof
Shingle
Flooring
Ceramic Tile, Hardwood
Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Fireplaces
2
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Washer
Lot
Back Yard, Landscaped, Level, Private, Sloped, Wooded
Community
Gated, Homeowners Assoc
HOA
$600 annually
Annual tax
$670 (2024)
County
Gilmer

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $888,951 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$6,060/mo

Principal and interest
$5,496
Property tax
$56
Home insurance
$125
Mortgage insurance
$333
HOA dues
$50
Loan amount
$800,056
Cash down
$88,895

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Elevate, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Ellijay?

See the similar homes section on this page, or browse all homes for sale in Ellijay, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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