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Active33 days listed

124 River Oaks Terrace, Ellijay, GA 30536

  • 5bd
  • 5ba
  • 3,398SF
  • 1.2ac lot

Single-family homeRivers Edge

List price

$1,120,000

$330/SF list

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FMLS IDXFMLS #7844636 · Listing Provided By RE/MAX Town And Country · 706-972-5600 · Listing agent Angie Watkins

Location

124 River Oaks Terrace, Ellijay GA 30536

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About this home

Luxury riverfront living in the North Georgia mountains!!! This beautifully crafted 5-bedroom, 4.5-bath mountain retreat offers approximately 3,398 square feet of thoughtfully designed living space and an exceptional blend of luxury, comfort, and peaceful mountain living. Ideally situated along the sought-after CARTECAY RIVER with approximately 183 FEET OF RIVER FRONTAGE in the prestigious gated River’s Edge community, this home offers a truly special setting to enjoy the beauty and tranquility of the North Georgia mountains.Thoughtfully designed with family and guests in mind, the home features TWO SPACIOUS PRIMARY SUITES—one conveniently located on the main level and a second on the terrace level—along with TWO KITCHENS, providing wonderful flexibility for entertaining, extended family, and guests. The terrace level also features a relaxing SAUNA, creating the perfect private retreat after a day spent enjoying the river or exploring the mountains.Designed for both relaxing and entertaining, the home offers inviting living spaces that embrace the peaceful mountain setting and the beauty of RIVERFRONT LIVING. Step outside to an impressive OUTDOOR KITCHEN, perfect for gathering with family and friends while taking in the sights and sounds of the Cartecay River.From its quality craftsmanship and generous floor plan to its exceptional river frontage and serene setting, this property embodies North Georgia mountain luxury at its finest. Located within a beautiful GATED COMMUNITY with the added convenience of ALL-PAVED ACCESS, this is an exceptional full-time residence, mountain getaway, or luxury retreat where comfort, nature, and refined mountain living come together along the CARTECAY RIVER.

How this list price compares in Ellijay

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
4
Half baths
1
Living area
3,398 SF
Lot size
1.2 acres
Year built
1997
Levels
Three Or More
Main-level bedrooms
1
Parking
Driveway
Basement
Finished, Full
Style
Cabin, Craftsman, Traditional
Construction
Stucco
Roof
Shingle
Flooring
Ceramic Tile, Hardwood
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer
Lot
Level, Sloped, Steep Slope, Wooded
Community
Gated
HOA
$1,555 annually
Annual tax
$950 (2025)
County
Gilmer

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,120,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$7,678/mo

Principal and interest
$6,924
Property tax
$79
Home insurance
$125
Mortgage insurance
$420
HOA dues
$130
Loan amount
$1,008,000
Cash down
$112,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by RE/MAX Town And Country, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Ellijay?

See the similar homes section on this page, or browse all homes for sale in Ellijay, GA.

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Also exploring Georgia investment real estate?

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