Active208 days listed

129 Monticello Drive, Ellijay, GA 30540

  • 3bd
  • 3ba
  • 2,531SF
  • 0.8ac lot

Single-family homeCoosawattee River Resort

List price

$598,000

$236/SF list

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FMLS IDXFMLS #7747399 · Listing Provided By Atlanta Communities · 941-323-8393 · Listing agent Tracy Coles

Location

129 Monticello Drive, Ellijay GA 30540

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About this home

$5,000 BUILDER INCENTIVE! This cabin offers a unique blend of modern & rustic craftsman style. Stepping inside this low-maintenance, energy efficient 4 bed, 3 bath home you are greeted by a large dining space adjacent to the great room with views directly to the upper back deck & private woodland. With hardwood floors, exposed beams, a soaring ceiling above the show stopping 2-story fireplace & wall of windows, this home is bathed in natural light. The open kitchen is equipped with SS appliance, leathered granite countertops, Italian ceramic backsplash, pantry cabinet, custom glass-front hickory counter cabinet & island with breakfast bar. The great room also features a custom designed wine/coffee bar complete with under counter glass front wine cooler. The main floor primary bedroom has direct deck access, tongue & groove ceiling, & spa bath with freestanding soaking tub, double sinks in granite vanity & separate shower. The spacious 2nd floor loft leads to two large bedrooms & full bath with granite vanity and tiled tub/shower. Graced with vaulted ceilings and designer details each room provides comfortable accommodations for family, guests, or office. The full, finished daylight basement offers a 4th bedroom & full bath with tiled shower. The large basement is plumbed for future kitchen or wet bar. Just off the basement is the lower deck that is pre-wired for hot tub. This gently sloping lot is surrounded by woodlands on 2 sides with seasonal mountain views, ambling creek & a short distance to the nearby Coosawattee River. Nestled within the security of a gated swim/tennis community with parks, river access & the ability to offer short term rentals, just minutes from downtown Ellijay, vineyards, Carter's Lake, shopping, dining, music venues, & grocers. This cabin is a wonderful retreat for anyone seeking modern rustic luxury, comfort, & serenity in a stunning natural setting. Home is complete and ready to go! Home is partially staged and furnishings are negotiable. Includes a 2-10 Builder's Home Warranty! Builder Credit can be used toward rate buy down, paved drive, rear steps, etc. Use our Preferred Lender to receive a 1% Lender Credit!* *Lender Credit is 1% of the loan amount and can be used for an interest rate buy down and/or closing costs and prepaid items. Offered on Conventional and FHA loans only.

How this list price compares in Ellijay

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
3
Living area
2,531 SF
Lot size
0.8 acres
Year built
2026
Levels
Three Or More
Main-level bedrooms
1
Parking
Driveway
Basement
Daylight, Exterior Entry, Finished, Finished Bath, Full, Interior Entry
Style
Cabin, Craftsman, Modern
Construction
Cement Siding, Spray Foam Insulation
Roof
Composition
Flooring
Carpet, Tile, Wood
Heating
Central, Electric, Forced Air
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Gas Range, Microwave
Lot
Creek On Lot, Sloped, Stream or River On Lot, Wooded, Zero Lot Line
Community
Clubhouse, Fishing, Fitness Center, Gated, Homeowners Assoc, Playground, Pool, Tennis Court(s)
HOA
$1,188 annually
Annual tax
$54 (2025)
County
Gilmer

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

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Prefilled with the list price of $598,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,150/mo

Principal and interest
$3,697
Property tax
$5
Home insurance
$125
Mortgage insurance
$224
HOA dues
$99
Loan amount
$538,200
Cash down
$59,800

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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