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Active60 days listed

195 River Street, Ellijay, GA 30540

  • 4bd
  • 4ba
  • 3,936SF
  • 8.05ac lot

Single-family home

List price

$1,330,000

$338/SF list

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FMLS IDXFMLS #7828691 · Listing Provided By All Metro Realty, LLC · 770-450-4112 · Listing agent All Metro Team

Location

195 River Street, Ellijay GA 30540

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About this home

Classic architecture on 8.05 +/- beautiful acres! (Additional acreage available) Discover classic elegance and spacious country living in this gorgeous Colonial Revival home within walking distance of downtown Ellijay! A stately bricked façade, full height columns, and symmetrical design create remarkable curb appeal, while usable acreage offers privacy, room to roam and endless possibilities! Inside you will find large windows creating spacious and bright spaces throughout this home. As you enter this home you are greeted with an expansive formal dining room and separate formal living room. As you move along the main level you will also find a large den with fireplace. Off the den there is a full bath with large bedroom that can be closed off from other areas for privacy. The kitchen offers plenty of cabinets with large walk in pantry. Also off the kitchen is a powder room and office/study. Upstairs there are two oversized secondary bedrooms, both with two closets in each room. Between these secondary bedrooms is a large jack and jill bath with double sinks. Also upstairs is the massive master bedroom with fireplace, three closets and private bath. The second level is also where you will find the huge laundry room. This home offers the best of both worlds – classic sophistication and the freedom 8 acres brings for gardens, outdoor entertaining, recreation or future expansion. This timeless design with wide open space, mature trees and the peace and privacy of country living all at a prime location with footage on the Ellijay River! There is an additional adjoining 18.4 +/- acres available for purchase with this parcel, (MLS #7828698) truly making endless possibilities for the astute buyer! Don’t miss out on all this property has to offer!

How this list price compares in Ellijay

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Half baths
1
Living area
3,936 SF
Lot size
8.05 acres
Year built
1981
Levels
Two
Main-level bedrooms
1
Parking
Carport
Basement
Partial, Unfinished
Style
Colonial
Construction
Brick 4 Sides
Roof
Shingle
Flooring
Ceramic Tile, Hardwood
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Fireplaces
2
Appliances
Dishwasher, Trash Compactor
Lot
Back Yard, Cleared, Front Yard, Level, Private, Stream or River On Lot
HOA
No
Annual tax
$3,960 (2025)
County
Gilmer

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,330,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$9,176/mo

Principal and interest
$8,223
Property tax
$330
Home insurance
$125
Mortgage insurance
$499
Loan amount
$1,197,000
Cash down
$133,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by All Metro Realty, LLC, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Ellijay?

See the similar homes section on this page, or browse all homes for sale in Ellijay, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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