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Active6 days listed

196 Mossy Rock Lane, Ellijay, GA 30540

  • 3bd
  • 3ba
  • 2,192SF
  • 2.42ac lot

Single-family homeMossy Rock Farms

List price

$609,500

$278/SF list

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FMLS IDXFMLS #7858494 · Listing Provided By RE/MAX Town And Country · 706-889-5290 · Listing agent Emily Reece

Location

196 Mossy Rock Lane, Ellijay GA 30540

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About this home

PRIVATE 2.42-ACRE MOUNTAIN RETREAT | SOLD FURNISHED W/ EXCLUSIONS | 3BR/3BA + LOFT | 2,192 SQ FT | FULL KITCHEN + KITCHENETTE | 2 LIVING ROOMS | FINISHED BASEMENT | WRAPAROUND PORCH | HOT TUB | PRIVATE TRAIL + LOOKOUT | FIRE PIT | NEW 2026 ROOF | FIBER AVAILABLE | GENERATOR HOOKUP | GATED COMMUNITY | 1-YEAR RATE BUYDOWN AVAILABLE! Escape to 2.42 WOODED ACRES offering PRIVACY & INCREDIBLE OUTDOOR LIVING! This 3BR/3BA home W/ LOFT offers 2,192 SQ FT across THREE FINISHED LEVELS, W/ ONE BEDROOM & FULL BATH ON EACH LEVEL, ideal for MULTIGENERATIONAL LIVING! SOLD FURNISHED W/ EXCLUSIONS LIST! MAIN LEVEL features PINE HARDWOOD FLOORS, WOOD-BURNING FIREPLACE, NEW SONY TV & KITCHEN W/ GRANITE COUNTERTOPS, SAMSUNG STAINLESS STEEL APPLIANCES, WOOD CABINETRY, NEW FAUCET & DISPOSAL! Includes DINING AREA, GUEST BEDROOM & FULL BATH W/ JETTED TUB, TILE SHOWER & NEW WASHER/DRYER! UPSTAIRS offers PRIMARY SUITE W/ HARDWOOD FLOORS, TWO CLOSETS INCLUDING WALK-IN & EN-SUITE BATH W/ GRANITE COUNTERTOPS & NEW 2026 TILE SHOWER! OPEN LOFT ideal for HOME OFFICE! FINISHED TERRACE LEVEL features KITCHENETTE W/ GRANITE COUNTERTOPS, INDUCTION STOVE, FRIDGE & MICROWAVE, LVP FLOORS, DINING AREA, SECOND LIVING ROOM & THIRD BEDROOM W/ CLOSET & PRIVATE BATH, CURRENTLY BEING USED AS A WORKOUT ROOM/HOME GYM BUT CAN EASILY BE USED AS A BEDROOM! INCREDIBLE OUTDOOR LIVING! Enjoy the WRAPAROUND PORCH, BACK PORCH, PRIVATE HOT TUB ON LOWER DECK, WALKING TRAIL THROUGH THE PROPERTY TO A PRIVATE LOOKOUT & SITTING AREA W/ FIRE PIT! TWO OUTBUILDINGS INCLUDING 8X10 STORAGE BUILDING, BOTH INCLUDED! RECENT UPGRADES include NEW 2026 ROOF W/ DRIP EDGE, REDONE PRIMARY SHOWER, NEW WASHER/DRYER, KITCHEN FAUCET & DISPOSAL, UPDATED LANDSCAPING, PRESSURE WASHING & SEPTIC SERVICE! ADDITIONAL FEATURES: 2023 WATER HEATER | 2018 HVAC | GENERATOR HOOKUP | FIBER-OPTIC INTERNET AVAILABLE | PRIVATE WELL W/ FILTRATION SYSTEM! Located in a GATED COMMUNITY W/ APPROX. $500 ANNUAL ROAD & GATE DUES! Convenient to APPLE ORCHARDS, WINERIES, HIKING, APPALACHIAN TRAIL & AMICALOLA FALLS! Qualifying homeowners 65+ may be eligible for reduced SCHOOL PROPERTY TAXES. 1-YEAR RATE BUYDOWN AVAILABLE!

How this list price compares in Ellijay

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
3
Living area
2,192 SF
Lot size
2.42 acres
Year built
2000
Levels
Three Or More
Main-level bedrooms
1
Parking
Kitchen Level, Level Driveway
Basement
Finished, Full
Style
Cabin, Cottage, Traditional
Construction
Log, Stone
Roof
Metal
Flooring
Ceramic Tile, Luxury Vinyl, Wood
Heating
Central
Cooling
Central Air
Fireplaces
2
Appliances
Other
Lot
Back Yard, Front Yard, Level, Wooded
Community
Gated, Homeowners Assoc, Near Schools, Near Shopping, Near Trails/Greenway
HOA
$500 annually
Annual tax
$1,820 (2025)
County
Gilmer

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $609,500 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,315/mo

Principal and interest
$3,768
Property tax
$152
Home insurance
$125
Mortgage insurance
$229
HOA dues
$42
Loan amount
$548,550
Cash down
$60,950

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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