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Pending76 days listed

400 Matrix Circle, Ellijay, GA 30540

  • 6bd
  • 2ba
  • 2,400SF
  • 2.49ac lot

Single-family homeCoosawattee

List price

$619,777

$258/SF list

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FMLS IDXFMLS #7820825 · Listing Provided By RE/MAX Town And Country · 706-273-9033 · Listing agent Cindy West

Location

400 Matrix Circle, Ellijay GA 30540

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About this home

Welcome to your private riverfront retreat on 2.49 beautiful acres along the Coosawattee River! Brimming with nostalgic cabin character, this expansive mountain getaway offers six bedrooms, a flex room that could serve as a seventh sleeping space, and unique private sink areas in the bedrooms, ideal for comfortably hosting a crowd. Step inside to a dramatic great room with soaring vaulted wood ceilings and a striking stone hearth with a wood-burning stove. A separate oversized dining room provides plenty of space for memorable gatherings, while the full-length screened porch invites you to relax to the sights and sounds of the river. The main level features three bedrooms, laundry, and convenient everyday living, while upstairs you’ll find three additional bedrooms, a versatile flex room, and a cozy loft area. Outside, a babbling brook and waterfall enhance the peaceful setting, while new river steps and a dock make enjoying the water even easier. A new Trex deck at the home provides another wonderful spot to unwind and take in the scenery. Move-in ready and offered as-is, this furnished cabin presents an incredible opportunity to create a spectacular full-time residence, unforgettable vacation retreat, or potential income-producing property. This home is not a vacation rental, yet has great potential to be a fabulous STR! Located within amenity-rich Coosawattee River Resort and just minutes from Ellijay’s wineries, orchards, antique shops, boutiques, and restaurants, this is more than a home—it’s the North Georgia mountain lifestyle buyers dream about. (Bonus: Plenty of parking space for guests!)

How this list price compares in Ellijay

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Pending
Bedrooms
6
Full baths
2
Living area
2,400 SF
Lot size
2.49 acres
Year built
1984
Levels
Two
Main-level bedrooms
3
Parking
Driveway
Basement
Crawl Space
Style
Cabin
Construction
Wood Siding
Roof
Metal
Flooring
Carpet, Other
Heating
Central, Heat Pump, Other
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Fireplaces
1
Appliances
Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
Lot
Sloped, Other
Community
Clubhouse, Fitness Center, Gated, Pickleball, Playground, Pool, Tennis Court(s)
HOA
$1,580 annually
Annual tax
$3,084 (2025)
County
Gilmer

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $619,777 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,578/mo

Principal and interest
$3,832
Property tax
$257
Home insurance
$125
Mortgage insurance
$232
HOA dues
$132
Loan amount
$557,799
Cash down
$61,978

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by RE/MAX Town And Country, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Ellijay?

See the similar homes section on this page, or browse all homes for sale in Ellijay, GA.

Beyond homes

Also exploring Georgia investment real estate?

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