Active$264,900
2 bd2 ba768 SFSingle-family home
257 Pen Drive
Ellijay, GA 30540 · 21 days listed
FMLS #7850436 · Listing Provided By EXP Realty, LLC. · 888-959-9461
Active158 days listed
407 Westwind Circle, Ellijay, GA 30540
- 3bd
- 2ba
- 984SF
- 1.17ac lot
FMLS #7775752 · Listing Provided By 1 Look Real Estate · 678-365-3607 · Listing agent Jennifer Talbott
About this home
Charming, well maintained home with new a roof! Welcome to your little slice of paradise. Land, updated home with LVP flooring, neutral color palate, and so much privacy! New insulation and vapor barrier in the crawl space, field fence in the back yard, new gravel in driveway. Live near the mountains, and still be close to Ellijay, and an easy drive to the airport.
How this list price compares in Ellijay
- List price is 50% below the Ellijay median list price of $539,950 (336 homes).
- Compared with 335 single-family homes in Ellijay: 50% below the median of $540,000.
- List price per square foot is 5% above the Ellijay median of $260/SF.
- All 336 homes for sale in Ellijay, GA.
- 403 homes for sale in Gilmer County.
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
Home facts
- Property type
- Single-family home
- Status
- Active
- Bedrooms
- 3
- Full baths
- 2
- Living area
- 984 SF
- Lot size
- 1.17 acres
- Year built
- 2001
- Levels
- One
- Main-level bedrooms
- 3
- Parking
- Driveway
- Style
- Traditional
- Construction
- Fiber Cement, Frame, HardiPlank Type
- Roof
- Composition
- Flooring
- Luxury Vinyl
- Heating
- Central, Electric
- Cooling
- Ceiling Fan(s), Central Air
- Appliances
- Dishwasher, Electric Range, Electric Water Heater, Other
- Lot
- Back Yard, Private, Wooded
- HOA
- $120 annually
- Annual tax
- $1,342 (2025)
- County
- Gilmer
Assigned schools
- HighGilmer
- MiddleClear Creek
- ElementaryMountain View - Gilmer
As reported in the listing. Verify with the school district.
Payment estimate
Estimate the monthly payment
Prefilled with the list price of $269,000 and this week's average rate. Change anything to see your number.
Estimated monthly payment
$2,011/mo
- Principal and interest
- $1,663
- Property tax
- $112
- Home insurance
- $125
- Mortgage insurance
- $101
- HOA dues
- $10
- Loan amount
- $242,100
- Cash down
- $26,900
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
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Questions about this home
How do I schedule a showing of this home?
Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.
How do I get more information about this listing?
Send your question through the form on this page. Listing details come from FMLS and are provided by 1 Look Real Estate, so confirm them before making an offer.
Is this home still available?
This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
How is the monthly payment estimate calculated?
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
Where can I see similar homes for sale in Ellijay?
See the similar homes section on this page, or browse all homes for sale in Ellijay, GA.
Beyond homes
Also exploring Georgia investment real estate?
Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.
Other property types for sale
- apartment complexes for sale in GeorgiaApartment buildings and complexes for sale across Georgia.
- multifamily investment properties in GeorgiaDuplexes to large complexes, with screening cap rates on each building.
- churches for sale in GeorgiaChurch buildings and sanctuaries for sale statewide.
- Atlanta church buildings for saleChurch buildings for sale in Atlanta.
- warehouses for sale in GeorgiaWarehouse and distribution buildings for sale.
Investor research and tools
- Georgia multifamily cap ratesMedian screening cap rates on Georgia and Atlanta apartment asks, with sample sizes.
- net operating income explainedHow NOI is built on an apartment building, line by line, and where listing NOI goes wrong.
- DSCR loan guideDSCR loans for apartment buildings: the 1.25x test, what lenders size on, and Georgia asks.
- cash-on-cash return guideCash-on-cash return on apartment buildings: the formula, a worked deal, and Georgia asks at today's rates.
- cap rate calculatorBuild NOI from rents and expenses, then solve for cap rate, price, or value.
- multifamily deal analyzerRent roll, expenses and the loan in one model: NOI, DSCR, cash-on-cash, cash flow, PDF.
Thinking about a rental or a building instead? Send Jeff a message.
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