Active$559,900
5 bd3 ba3,256 SFSingle-family home
434 Lemmon Drive
Ellijay, GA 30540 · Coosawattee · 74 days listed
FMLS #7824154 · Listing Provided By Ansley Real Estate · 239-896-3437
Active82 days listed
484 RockWater Road, Ellijay, GA 30536
- 2bd
- 2ba
- 1,702SF
- 4.01ac lot
FMLS #7816212 · Listing Provided By Coldwell Banker Realty · 770-993-9200 · Listing agent Trevor Daw
About this home
Built in 2024 on 4.01 private wooded acres, this modern mountain retreat offers long-range seasonal views between Ellijay and Blue Ridge. Soaring ceilings and walls of windows surround the fireside living room, while the open kitchen and dining area flow directly onto an expansive entertaining deck. A separate sleeping wing features two vaulted bedrooms with large walk-in closets and a spa-inspired bath with mountain views from the shower. Includes a guest powder room, dedicated laundry room, paved driveway and covered parking.
How this list price compares in Ellijay
- List price is 5% above the Ellijay median list price of $539,950 (336 homes).
- Compared with 335 single-family homes in Ellijay: 5% above the median of $540,000.
- List price per square foot is 28% above the Ellijay median of $260/SF.
- All 336 homes for sale in Ellijay, GA.
- 403 homes for sale in Gilmer County.
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
Home facts
- Property type
- Single-family home
- Status
- Active
- Bedrooms
- 2
- Full baths
- 1
- Half baths
- 1
- Living area
- 1,702 SF
- Lot size
- 4.01 acres
- Year built
- 2024
- Levels
- One
- Main-level bedrooms
- 2
- Parking
- Attached, Carport, Covered, Driveway
- Style
- Cabin, Contemporary
- Construction
- Cement Siding
- Roof
- Shingle
- Flooring
- Ceramic Tile, Luxury Vinyl
- Heating
- Central
- Cooling
- Ceiling Fan(s), Electric
- Fireplaces
- 1
- Appliances
- Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Range Hood, Washer
- Lot
- Mountain Frontage, Wooded
- HOA
- No
- Annual tax
- $1,523 (2025)
- County
- Gilmer
Assigned schools
- HighGilmer
- MiddleGilmer - Other
- ElementaryGilmer - Other
As reported in the listing. Verify with the school district.
Payment estimate
Estimate the monthly payment
Prefilled with the list price of $565,000 and this week's average rate. Change anything to see your number.
Estimated monthly payment
$3,957/mo
- Principal and interest
- $3,493
- Property tax
- $127
- Home insurance
- $125
- Mortgage insurance
- $212
- HOA dues
- $0
- Loan amount
- $508,500
- Cash down
- $56,500
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
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Questions about this home
How do I schedule a showing of this home?
Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.
How do I get more information about this listing?
Send your question through the form on this page. Listing details come from FMLS and are provided by Coldwell Banker Realty, so confirm them before making an offer.
Is this home still available?
This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
How is the monthly payment estimate calculated?
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
Where can I see similar homes for sale in Ellijay?
See the similar homes section on this page, or browse all homes for sale in Ellijay, GA.
Beyond homes
Also exploring Georgia investment real estate?
Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.
Other property types for sale
- Georgia apartment buildings for saleApartment buildings and complexes for sale across Georgia.
- multifamily investment properties in GeorgiaDuplexes to large complexes, with screening cap rates on each building.
- church for sale in GeorgiaChurch buildings and sanctuaries for sale statewide.
- commercial real estate for sale in GeorgiaOffice, retail, industrial and other commercial buildings.
- Atlanta church buildings for saleChurch buildings for sale in Atlanta.
Investor research and tools
- Atlanta apartment cap ratesMedian screening cap rates on Georgia and Atlanta apartment asks, with sample sizes.
- how to calculate NOI on an apartment buildingHow NOI is built on an apartment building, line by line, and where listing NOI goes wrong.
- DSCR explained for multifamilyDSCR loans for apartment buildings: the 1.25x test, what lenders size on, and Georgia asks.
- cash-on-cash return explainedCash-on-cash return on apartment buildings: the formula, a worked deal, and Georgia asks at today's rates.
- capitalization rate calculatorBuild NOI from rents and expenses, then solve for cap rate, price, or value.
- cash-on-cash return calculatorRent roll, expenses and the loan in one model: NOI, DSCR, cash-on-cash, cash flow, PDF.
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