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Active13 days listed

78 Lake Top Lane, Ellijay, GA 30540

  • 2bd
  • 2ba
  • 1,204SF
  • 0.87ac lot

Single-family homeJakes Landing Overlook

List price

$350,000

$291/SF list

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FMLS IDXFMLS #7853829 · Listing Provided By Mark Spain Real Estate · 770-886-9000 · Listing agent Mark Spain

Location

78 Lake Top Lane, Ellijay GA 30540

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About this home

Escape to the North Georgia mountains with this charming 2023-built ranch-style home nestled in the quiet, gated community of Jakes Landing Overlook in Ellijay, near beautiful Carters Lake! Situated on a generous 0.87-acre lot, this 2-bedroom, 2-bathroom retreat offers the perfect blend of rustic mountain charm and modern style. Step inside to an inviting open-concept layout highlighted by soaring vaulted ceilings with warm wood-plank accents throughout. The spacious great room is anchored by a dramatic floor-to-ceiling stacked-stone fireplace, creating a stunning focal point and a cozy atmosphere for relaxing or entertaining. The kitchen features gray-stained cabinetry, stone countertops, a herringbone tile backsplash, and stainless steel appliances, combining timeless finishes with everyday functionality. The primary suite offers a private retreat, with a stylish barn door entry leading to the en-suite bath featuring a double vanity and tiled walk-in shower. Enjoy the peaceful mountain setting from the covered rocking-chair front porch or unwind on the covered rear porch while taking in the surrounding natural beauty. Whether you're searching for a full-time residence, a weekend mountain getaway, or a potential vacation rental investment, this inviting property offers an opportunity to enjoy the relaxed lifestyle of the North Georgia mountains in a desirable gated community near Carters Lake!

How this list price compares in Ellijay

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
2
Full baths
2
Living area
1,204 SF
Lot size
0.87 acres
Year built
2023
Levels
One
Main-level bedrooms
2
Parking
Driveway
Style
A-Frame, Country
Construction
Cement Siding, Frame
Roof
Composition
Flooring
Ceramic Tile, Hardwood
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Electric Range, Microwave, Refrigerator
Lot
Front Yard, Private, Wooded
Community
Boating, Fishing, Gated, Homeowners Assoc, Lake
HOA
$750 annually
Annual tax
$1,035 (2025)
County
Gilmer

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $350,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,569/mo

Principal and interest
$2,164
Property tax
$86
Home insurance
$125
Mortgage insurance
$131
HOA dues
$63
Loan amount
$315,000
Cash down
$35,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Mark Spain Real Estate, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Ellijay?

See the similar homes section on this page, or browse all homes for sale in Ellijay, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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