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Active171 days listed

97 Cypress Circle, Ellijay, GA 30540

  • 3bd
  • 3ba
  • 2,548SF
  • 0.53ac lot

Single-family homeCoosawatee

List price

$464,999

$182/SF list

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FMLS IDXFMLS #7768091 · Listing Provided By Atlanta Communities Real Estate Brokerage · 770-810-5213 · Listing agent Leslie Swain

Location

97 Cypress Circle, Ellijay GA 30540

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About this home

This charming home feels like it walked right out of the pages of a magazine. Boasting three levels and 2574 sq. feet of finished living space, there's room for everyone! The spacious great room is warm and inviting with its beautiful tongue and groove walls, a massive two-story rock fireplace, and large architectural windows that fill the space with natural light. The kitchen is practical, featuring granite countertops, a convection oven and range, and a bar area for casual meals. New sliding glass doors open onto the covered porch, making it so easy to step outside and enjoy the fresh mountain air. On the main floor, the primary bedroom offers cathedral ceilings and a lovely bath with double sinks and a double shower head. Upstairs you’ll find a spacious area that works beautifully as a second master suite. Downstairs, the heated lower level includes a workshop and a big, comfortable man cave that can easily serve as a third bedroom. Downstairs it is also plumbed for an additional bathroom leaving options for customization. You’ll love relaxing on the covered porches that wrap around two levels — perfect spots for morning coffee or evening sunsets. The property also has an apple tree, and existing mature blackberry and blueberry bushes. Recent updates include a new retaining wall, septic system updated in 2023, roof replaced in 2018, new upper-level HVAC in 2023, new main level HVAC 2026, zoned heating and cooling, and a whole-house Generac generator for peace of mind. Tucked away in a gated community in Ellijay, this home offers comfort, character, and a true sense of welcome. It’s the kind of place that just feels like home the moment you walk in.

How this list price compares in Ellijay

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Half baths
1
Living area
2,548 SF
Lot size
0.53 acres
Year built
2005
Levels
Three Or More
Main-level bedrooms
1
Parking
Driveway
Basement
Bath/Stubbed, Daylight, Exterior Entry, Finished, Walk-Out Access
Style
Cabin, Contemporary, Traditional
Construction
HardiPlank Type
Roof
Composition
Flooring
Carpet, Ceramic Tile, Hardwood
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Disposal, Electric Oven, Electric Range, Microwave, Range Hood, Refrigerator
Lot
Back Yard, Private
Community
Barbecue, Boating, Clubhouse, Fishing, Fitness Center, Gated, Homeowners Assoc, Lake, Park, Pickleball, Playground, Pool
HOA
$1,100 annually
Annual tax
$763 (2025)
County
Gilmer

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $464,999 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,330/mo

Principal and interest
$2,875
Property tax
$64
Home insurance
$125
Mortgage insurance
$174
HOA dues
$92
Loan amount
$418,499
Cash down
$46,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Atlanta Communities Real Estate Brokerage, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Ellijay?

See the similar homes section on this page, or browse all homes for sale in Ellijay, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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