Active139 days listed
320 W Magnolia Street, Fitzgerald, GA 31750
- 3bd
- 2ba
- 1,786SF
- 0.19ac lot
FMLS #7785943 · Listing Provided By Duffy Realty of Atlanta · 678-318-3613 · Listing agent Rhonda Duffy
About this home
**Owner financing may be available for investor / commercial buyers!!** COME QUICK! This house on a double lot sitting in the heart of Fitzgerald won't last long. The house is in need of TLC and would be great for a handy person willing to earn sweat equity or start from scratch and build new. Less than a 5 minute walk from the beautifully historic downtown Fitzgerald, the location is ideal for all of your favorite downtown activities. The home was built in 1955 and has 1,786sqft (approximately) of space. The home is a 3 bedroom and 2 bath and the house is being sold with an adjoining lot (318 W Magnolia St) for a future build or expansion, or a separate investment. There is PLENTY of potential for this home. Don't wait - this property won't last long! House Tax ID: B10 S10L4+ | Lot Tax ID: B10 S10L6+ . [All information is deemed reliable but not guaranteed. Seller to choose closing attorney and title insurance company. Seller will not turn on utilities not already on for an inspection.]
How this list price compares in Fitzgerald
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
Home facts
- Property type
- Single-family home
- Status
- Active
- Bedrooms
- 3
- Full baths
- 2
- Living area
- 1,786 SF
- Lot size
- 0.19 acres
- Year built
- 1955
- Levels
- One
- Main-level bedrooms
- 3
- Parking
- Carport
- Style
- Ranch, Traditional
- Construction
- Wood Siding
- Roof
- Composition
- Flooring
- Carpet
- Appliances
- Other
- Lot
- Level
- HOA
- No
- Annual tax
- $444 (2025)
- County
- Ben Hill
Assigned schools
- HighBen Hill - Other
- MiddleBen Hill County
- ElementaryBen Hill
As reported in the listing. Verify with the school district.
Payment estimate
Estimate the monthly payment
Prefilled with the list price of $40,000 and this week's average rate. Change anything to see your number.
$424/mo
- Principal and interest
- $247
- Property tax
- $37
- Home insurance
- $125
- Mortgage insurance
- $15
- HOA dues
- $0
- Loan amount
- $36,000
- Cash down
- $4,000
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
Questions about this home
How do I schedule a showing of this home?
Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.
How do I get more information about this listing?
Send your question through the form on this page. Listing details come from FMLS and are provided by Duffy Realty of Atlanta, so confirm them before making an offer.
Is this home still available?
This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
How is the monthly payment estimate calculated?
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
Beyond homes
Also exploring Georgia investment real estate?
Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.
Other property types for sale
- apartment buildings for sale in GAApartment buildings and complexes for sale across Georgia.
- multifamily investment opportunities in GeorgiaDuplexes to large complexes, with screening cap rates on each building.
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- apartment buildings for sale in AtlantaApartment buildings for sale inside the City of Atlanta.
- commercial properties for sale in GeorgiaOffice, retail, industrial and other commercial buildings.
Investor research and tools
- apartment cap rates in GeorgiaMedian screening cap rates on Georgia and Atlanta apartment asks, with sample sizes.
- how to calculate NOI on an apartment buildingHow NOI is built on an apartment building, line by line, and where listing NOI goes wrong.
- debt service coverage ratio explainedDSCR loans for apartment buildings: the 1.25x test, what lenders size on, and Georgia asks.
- apartment building loans explainedConventional, DSCR, bank, agency, bridge and seller financing for apartment and commercial buildings.
- multifamily cap rate calculatorBuild NOI from rents and expenses, then solve for cap rate, price, or value.
- multifamily investment calculatorRent roll, expenses and the loan in one model: NOI, DSCR, cash-on-cash, cash flow, PDF.
Thinking about a rental or a building instead? Send Jeff a message.
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