Active138 days listed

1040 Oak Valley Road, Greensboro, GA 30642

  • 6bd
  • 6ba
  • 4,256SF
  • 0.83ac lot

Single-family homeHarbor Club

List price

$1,050,000

$247/SF list

Ask about this home

FMLS IDXFMLS #7786592 · Listing Provided By Joe Stockdale Real Estate, LLC · 678-495-7337 · Listing agent Kimberly Martin

Location

1040 Oak Valley Road, Greensboro GA 30642

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About this home

Brand new construction in the highly sought after community of Harbor Club at Lake Oconee! The Silverton Creek Cottage is a charming home plan featuring a delightful blend of traditional and modern elements. The spacious floorplan boasts an open-concept living area - and includes the master and two additional bedrooms on the main level. There is an additional 4th bedroom/bonus room upstairs complete with a full bathroom, as well as two more bedrooms on the terrace level. This plan is perfect for families who value comfort, elegance, and functionality. The finished basement is perfect for entertaining with a bar area and plenty of space and possibility for any preference! This specialty builder has gone above and beyond with premium upgrades and features such as a 50-year architectural shingle (as opposed to the 30-year standard), ensuring both lasting durability and long-term peace of mind. Harbor Club features many amenities such as golf, tennis, swim, social clubs, private restaurants and marina. It is located within minutes of boutique shops, Publix, and several popular restaurants. Golf memberships are available. Come enjoy this relaxed community and all that Lake Oconee has to offer!

How this list price compares in Greensboro

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
6
Full baths
4
Half baths
2
Living area
4,256 SF
Lot size
0.83 acres
Year built
2026
Levels
Three Or More
Main-level bedrooms
3
Garage spaces
2
Parking
Attached, Garage
Basement
Daylight, Exterior Entry, Finished, Finished Bath
Style
Craftsman
Construction
Brick, Cement Siding, Concrete
Roof
Composition
Flooring
Hardwood
Heating
Electric, Heat Pump
Cooling
Central Air, Electric
Fireplaces
2
Appliances
Dishwasher, Double Oven, Electric Water Heater
Lot
Sloped
Community
Gated, Golf, Homeowners Assoc, Lake
HOA
$1,800 annually
Annual tax
$439 (2024)
County
Greene

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,050,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$7,197/mo

Principal and interest
$6,491
Property tax
$37
Home insurance
$125
Mortgage insurance
$394
HOA dues
$150
Loan amount
$945,000
Cash down
$105,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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