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Active162 days listed

1693 Chatuge Shores Road, Hiawassee, GA 30546

  • 3bd
  • 3ba
  • 2,784SF
  • 0.59ac lot

Single-family homeChatuge Shores

List price

$975,000

$350/SF list

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FMLS IDXFMLS #7775671 · Listing Provided By Keller Williams Elevate · 706-623-8186 · Listing agent Deborah Mihalko

Location

1693 Chatuge Shores Road, Hiawassee GA 30546

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About this home

SIGNIFICANT PRICE IMPROVEMENT- NOW $975,000 Welcome to this charming waterfront property on beautiful Lake Chatuge, offering mountain scenery, lakefront living, and outstanding income-producing potential all in one unique package. The main home features 3 bedrooms and 3 baths with warm mountain character, a welcoming covered front entrance, and stunning lake views from the living and dining areas. Step outside onto the back deck overlooking the water — the perfect place for morning coffee, evening sunsets, or entertaining family and friends. Enjoy gentle access to the lake with a small private dock and peaceful waterfront setting that captures the relaxed North Georgia mountain lifestyle buyers are searching for. What truly sets this property apart is the incredible rental and multi-family potential. In addition to the main home, the property includes a separate two-story rental unit: * Ground Level Apartment: Efficiency-style setup with kitchen, living/sleeping area, and full bath * Upper Level Apartment: Living room, kitchen, bedroom, and full bath With the possibility of creating up to three separate rental opportunities, this property has strong long-term income potential. Additional features include: * Metal roof * Expansive gravel parking area * Beautiful grassy yard leading to the lake * Detached utility/storage building * Multiple outdoor seating and entertaining areas * Convenient location close to town, marinas, restaurants, and mountain attractions Whether you’re looking for a full-time residence, vacation getaway, investment property, or multi-generational retreat, this rare Lake Chatuge property offers flexibility, charm, and income potential all in one package. This waterfront mountain property truly must be seen to be appreciated! Note: Some Photos may have ai virtually added on decor to enhance photo. “Short-term rentals are currently permitted. Buyers are encouraged to independently verify all current STR regulations, permitting requirements, and any applicable restrictions, as local ordinances and regulations are subject to change.”

How this list price compares in Hiawassee

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
3
Living area
2,784 SF
Lot size
0.59 acres
Year built
1969
Levels
One and One Half
Main-level bedrooms
2
Parking
Driveway, Kitchen Level, Level Driveway
Basement
Finished, Finished Bath, Walk-Out Access
Style
Country, Ranch
Construction
Vinyl Siding
Roof
Metal
Flooring
Ceramic Tile, Hardwood
Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air, Whole House Fan
Fireplaces
1
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Gas Range, Microwave, Refrigerator, Washer
Lot
Back Yard, Cleared, Front Yard, Lake On Lot, Level, Sloped
Community
Lake
HOA
No
Annual tax
$3,038 (2024)
County
Towns

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $975,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$6,772/mo

Principal and interest
$6,028
Property tax
$253
Home insurance
$125
Mortgage insurance
$366
Loan amount
$877,500
Cash down
$97,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Elevate, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Hiawassee?

See the similar homes section on this page, or browse all homes for sale in Hiawassee, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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