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Active76 days listed

553 Grayce Lane, Hiawassee, GA 30546

  • 2bd
  • 2ba
  • 2,110SF
  • 1.09ac lot

Single-family home

List price

$275,000

$130/SF list

Ask about this home

FMLS IDXFMLS #7820196 · Listing Provided By Mountain Sotheby's International Realty · 706-222-5588 · Listing agent Kelly Schroter

Location

553 Grayce Lane, Hiawassee GA 30546

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About this home

SELLER CONCESSION! Permanent or Temporary RATE BUY DOWN (up to 2%!) or similar CONCESSION towards CLOSING COSTS! (To be negotiated based on terms of acceptable offer).Welcome to this thoughtfully updated single-family home in a quiet, well-maintained neighborhood which blends easy everyday living with the natural beauty of the North Georgia mountains and Lake Chatuge. Renovations include new flooring, freshly painted interior and pressure-washed and landscaped exterior. New butcherblock counter tops, sink and extended island, new light fixtures, and a new pressure pump and tank. Clean and move-in ready, step inside to an inviting open floor plan centered around a spacious great room which includes a gas connection if a fireplace is desired. The beautiful kitchen island anchors the heart of the home, making meal prep and casual dining a pleasure, while French doors open onto a covered deck. The primary suite is bright and private with a generous bath and multiple closets. A second guestroom, full bath and a flexible office/bonus space complete the main level. Enjoy peace of mind with a recently replaced HVAC unit (2020). The full basement provides exceptional storage and expansion potential, along with an oversized one-car drive-under garage and convenient laundry area. Outside, the gently wooded lot includes a fenced-in back and side yard for privacy and pets, plus a large bonus driveway and dedicated fire pit area-ideal for outdoor entertaining. This lovely home is situated at the base of Bell Mountain and approximately one mile from the Public Boat ramp and lovely Mayor's Park for all the joys of mountain and lake life including boating, kayaking, trout fishing, hiking, and so much more. Just minutes from Hiawassee for shopping, dining, wineries/breweries and the famous Hiawassee Mountain Fairgrounds. Whether you're seeking a full-time residence or a low-maintenance retreat for lake-and-mountain living, 553 Grayce Lane delivers comfort, privacy, and location in equal measure.

How this list price compares in Hiawassee

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
2
Full baths
2
Living area
2,110 SF
Lot size
1.09 acres
Year built
2003
Levels
Two
Main-level bedrooms
2
Garage spaces
1
Parking
Drive Under Main Level, Garage
Basement
Finished
Style
Traditional
Construction
Block, Vinyl Siding
Roof
Composition
Flooring
Vinyl
Heating
Central
Cooling
Central Air
Appliances
Dishwasher, Electric Water Heater, Microwave, Refrigerator
Lot
Wooded
HOA
No
County
Towns

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $275,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,135/mo

Principal and interest
$1,700
Property tax
$206
Home insurance
$125
Mortgage insurance
$103
Loan amount
$247,500
Cash down
$27,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses about 0.9% of price per year; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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