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Active24 days listed

1053 Ruddy Duck Drive, Jefferson, GA 30549

  • 5bd
  • 4ba
  • 4,666SF
  • 0.32ac lot

Single-family homeMallards Landing

List price

$550,000

$118/SF list

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FMLS IDXFMLS #7848879 · Listing Provided By BHGRE Metro Brokers · 404-843-2500 · Listing agent Tammy LeCates

Location

1053 Ruddy Duck Drive, Jefferson GA 30549

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About this home

Welcome to Mallards Landing! This beautifully maintained 5-bedroom, 4-bath home offers the space and flexibility today's buyers are looking for. One of the home's most unique features is the fully finished terrace level, thoughtfully designed as a true second living space. Complete with its own full kitchen, laundry room, spacious primary suite, full bath, and living area, it offers incredible flexibility for multigenerational living, extended family, overnight guests, or simply giving everyone a little extra room to spread out. With two full kitchens and two laundry rooms, this home is designed to adapt to your family's needs for years to come. The terrace level also includes two additional flex rooms with closets, providing endless possibilities for a home office, gym, playroom, homeschool space, craft room, media room, or additional storage. The main level features an inviting floor plan with generous living spaces, fresh paint, updated flooring, and a screened porch that's perfect for enjoying your morning coffee or relaxing at the end of the day. The spacious primary suite and additional bedrooms offer comfort and functionality for everyday living. Whether you're hosting family for the holidays, welcoming long-term guests, caring for aging parents, or simply looking for a home with room to grow, this one stands out from the rest. Located in the sought-after Mallards Landing community and the highly regarded Jefferson City School District, you'll enjoy the charm of Jefferson while being just minutes from schools, shopping, dining, and everyday conveniences. This is more than just a home with a finished basement, it's a home with two complete living spaces plus additional flex space, offering a level of versatility that's hard to find. Agent is the owner.

How this list price compares in Jefferson

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
4
Living area
4,666 SF
Lot size
0.32 acres
Year built
2019
Levels
Three Or More
Main-level bedrooms
3
Garage spaces
2
Parking
Garage
Basement
Finished
Style
Ranch
Construction
Brick
Roof
Composition
Flooring
Hardwood
Heating
Other
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Disposal, Electric Water Heater, Electric Range
Lot
Level
Community
Homeowners Assoc, Street Lights, Sidewalks, Near Schools
HOA
$41 monthly
Annual tax
$5,683 (2025)
County
Jackson

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $550,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,246/mo

Principal and interest
$3,400
Property tax
$474
Home insurance
$125
Mortgage insurance
$206
HOA dues
$41
Loan amount
$495,000
Cash down
$55,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by BHGRE Metro Brokers, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Jefferson?

See the similar homes section on this page, or browse all homes for sale in Jefferson, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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