Active$666,444
5 bd4 ba3,445 SFSingle-family home
1096 Hawkins Creek Drive
Jefferson, GA 30549 · Mallards Landing · 159 days listed
FMLS #7774583 · Listing Provided By Chafin Realty, Inc. · 770-831-0844
Pending59 days listed
731 Hidden Lakes Trail, Jefferson, GA 30549
- 4bd
- 4ba
- 3,976SF
- 3.28ac lot
FMLS #7831940 · Listing Provided By Keller Williams Realty Atlanta Partners · 404-825-0174 · Listing agent Lindsay Durbin
About this home
Nestled on over 3 private acres with a beautiful lake backdrop, this spacious 4-bedroom, 4-bath ranch offers privacy, comfort, and plenty of room to enjoy. It features the primary suite on the main level, hardwood floors throughout, and a fully finished basement with a bar, media room, and additional office space. With no HOA and located in the highly rated Jefferson City School District, don't miss this rare opportunity to enjoy acreage, lake views, and exceptional living space at an even better value!
How this list price compares in Jefferson
- List price is 33% above the Jefferson median list price of $499,000 (287 homes).
- Compared with 282 single-family homes in Jefferson: 33% above the median of $499,900.
- List price per square foot is 14% below the Jefferson median of $194/SF.
- All 287 homes for sale in Jefferson, GA.
- 857 homes for sale in Jackson County.
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
Home facts
- Property type
- Single-family home
- Status
- Pending
- Bedrooms
- 4
- Full baths
- 4
- Living area
- 3,976 SF
- Lot size
- 3.28 acres
- Year built
- 1997
- Levels
- Two
- Main-level bedrooms
- 2
- Garage spaces
- 2
- Parking
- Garage
- Basement
- Finished, Full
- Style
- Ranch
- Construction
- Vinyl Siding
- Roof
- Shingle, Other
- Flooring
- Hardwood
- Heating
- Central
- Cooling
- Central Air
- Fireplaces
- 1
- Appliances
- Dishwasher, Double Oven, Gas Cooktop, Refrigerator
- Lot
- Back Yard, Lake On Lot, Wooded
- HOA
- No
- Annual tax
- $5,508 (2025)
- County
- Jackson
Assigned schools
As reported in the listing. Verify with the school district.
Payment estimate
Estimate the monthly payment
Prefilled with the list price of $665,000 and this week's average rate. Change anything to see your number.
Estimated monthly payment
$4,945/mo
- Principal and interest
- $4,111
- Property tax
- $459
- Home insurance
- $125
- Mortgage insurance
- $249
- HOA dues
- $0
- Loan amount
- $598,500
- Cash down
- $66,500
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
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Questions about this home
How do I schedule a showing of this home?
Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.
How do I get more information about this listing?
Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty Atlanta Partners, so confirm them before making an offer.
Is this home still available?
This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
How is the monthly payment estimate calculated?
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
Where can I see similar homes for sale in Jefferson?
See the similar homes section on this page, or browse all homes for sale in Jefferson, GA.
Beyond homes
Also exploring Georgia investment real estate?
Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.
Other property types for sale
- apartment complexes for sale in GeorgiaApartment buildings and complexes for sale across Georgia.
- Georgia multifamily investment properties for saleDuplexes to large complexes, with screening cap rates on each building.
- churches for sale in GeorgiaChurch buildings and sanctuaries for sale statewide.
- Atlanta church buildings for saleChurch buildings for sale in Atlanta.
- warehouses for sale in GeorgiaWarehouse and distribution buildings for sale.
Investor research and tools
- Georgia multifamily cap ratesMedian screening cap rates on Georgia and Atlanta apartment asks, with sample sizes.
- net operating income explainedHow NOI is built on an apartment building, line by line, and where listing NOI goes wrong.
- DSCR loans for apartment buildingsDSCR loans for apartment buildings: the 1.25x test, what lenders size on, and Georgia asks.
- how to use gross rent multiplierGross rent multiplier on apartment buildings: the formula, Georgia asking GRMs, and when GRM misleads.
- cap rate and NOI calculatorBuild NOI from rents and expenses, then solve for cap rate, price, or value.
- DSCR calculatorRent roll, expenses and the loan in one model: NOI, DSCR, cash-on-cash, cash flow, PDF.
Thinking about a rental or a building instead? Send Jeff a message.
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