Active225 days listed
1075 Willow Way, Lincolnton, GA 30817
- 4bd
- 3ba
- 3,256SF
- 0.75ac lot
FMLS #7735871 · Listing Provided By Maximum One Executive Realtors · 770-835-4311 · Listing agent Alicia Suzie Stinson

About this home
HUGE PRICE IMPROVEMENT!!! Discover the ultimate lakefront retreat in Lincoln County. This exceptional property offers sweeping, views of Strom Thurmond Lake and direct access to deep water, complete with your own 24ft x 30ft covered dock featuring a 4ft x 60ft walkway, 18ft x 33ft gable and Hydro-lift boat lift. From the moment you enter from paved roads to the paved driveway, the experience feels private, welcoming, and distinctly upscale. The drive leads to a beautifully designed 4-bedroom, 3-bathroom custom home built in 2013, thoughtfully crafted to blend luxury living with the beauty of its natural surroundings. Inside, an open-concept layout showcases panoramic lake views through expansive windows that flood the home with natural light. The elegant living room—highlighted by a stone fireplace and exposed wood beams—flows seamlessly into the gourmet kitchen. A charming breakfast bar and area with sliding glass doors creates the perfect setting to enjoy sunrise views over the water. Step outside to an expansive deck overlooking the lake, with a custom private staircase that guides you down the hillside to a smooth, easy walk onto your private dock. The exterior features durable concrete siding accented with shakes, two main-level garage bays, and two additional boat-door bays on the terrace level—ideal for lake living. The main-level primary suite offers comfort and privacy, complete with a spacious bathroom, walk-in closet, separate soaking tub, tiled shower, stone double vanity, and private water closet. A split-bedroom floor plan ensures privacy for family and guests alike. This is more than a home—it’s a lifestyle on the water.
How this list price compares in Lincolnton
Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.
Home facts
- Property type
- Single-family home
- Status
- Active
- Bedrooms
- 4
- Full baths
- 3
- Living area
- 3,256 SF
- Lot size
- 0.75 acres
- Year built
- 2013
- Levels
- One and One Half
- Main-level bedrooms
- 2
- Garage spaces
- 4
- Parking
- Garage Door Opener, Garage, Garage Faces Front, Kitchen Level, Level Driveway
- Basement
- Boat Door, Daylight, Exterior Entry, Partial, Walk-Out Access
- Style
- Craftsman, Traditional
- Construction
- Cement Siding, HardiPlank Type, Stone
- Roof
- Composition
- Flooring
- Luxury Vinyl, Other, Tile
- Heating
- Central, Electric, Zoned
- Cooling
- Ceiling Fan(s), Central Air, Electric, Zoned
- Fireplaces
- 1
- Appliances
- Dishwasher, Dryer, Electric Cooktop, Electric Water Heater, Electric Oven, Refrigerator, Microwave, Range Hood, Washer
- Lot
- Back Yard, Cleared, Front Yard, Borders US/State Park, Wooded, Sloped
- Community
- Fishing, Homeowners Assoc, Lake
- HOA
- $375 annually
- Annual tax
- $5,379 (2025)
- County
- Lincoln
Assigned schools
- HighLincoln - Other
- MiddleLincoln - Other
- ElementaryLincoln - Other
As reported in the listing. Verify with the school district.
Payment estimate
Estimate the monthly payment
Prefilled with the list price of $824,500 and this week's average rate. Change anything to see your number.
$6,011/mo
- Principal and interest
- $5,097
- Property tax
- $448
- Home insurance
- $125
- Mortgage insurance
- $309
- HOA dues
- $31
- Loan amount
- $742,050
- Cash down
- $82,450
This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.
Questions about this home
How do I schedule a showing of this home?
Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.
How do I get more information about this listing?
Send your question through the form on this page. Listing details come from FMLS and are provided by Maximum One Executive Realtors, so confirm them before making an offer.
Is this home still available?
This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.
How is the monthly payment estimate calculated?
It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.
Beyond homes
Also exploring Georgia investment real estate?
Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.
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- apartment building DSCR loan guideDSCR loans for apartment buildings: the 1.25x test, what lenders size on, and Georgia asks.
- commercial property loan optionsConventional, DSCR, bank, agency, bridge and seller financing for apartment and commercial buildings.
- NOI and cap rate calculatorBuild NOI from rents and expenses, then solve for cap rate, price, or value.
- rental property cash flow calculatorRent roll, expenses and the loan in one model: NOI, DSCR, cash-on-cash, cash flow, PDF.
Thinking about a rental or a building instead? Send Jeff a message.
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