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Active48 days listed

840 Pearl Street, Madison, GA 30650

  • 3bd
  • 2ba
  • 1,298SF
  • 0.34ac lot

Single-family home

List price

$300,000

$231/SF list

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FMLS IDXFMLS #7835244 · Listing Provided By Joe Stockdale Real Estate, LLC · 678-495-7337 · Listing agent Lucinda Zotta

Location

840 Pearl Street, Madison GA 30650

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About this home

Timeless Charm Meets Modern Comfort in the Heart of Downtown Madison Welcome home to a beautiful blend of Southern charm, modern style, and effortless everyday living in the heart of historic Downtown Madison. From the moment you arrive, this inviting home makes a lasting impression. A covered front porch, lighted steps, and cozy porch swing create the perfect setting for slow mornings with coffee, peaceful evenings, or time spent visiting with friends and family. It's a welcoming space that instantly feels like home. Step inside to an open, airy floor plan featuring high ceilings, abundant natural light, and thoughtfully selected finishes. The split-bedroom layout provides privacy and flexibility, while spacious living areas offer an inviting setting for both relaxed evenings and memorable gatherings. Beautiful vinyl wood-plank flooring extends through the main living spaces, combining the timeless look of hardwood with everyday durability. Plush carpeting adds warmth and comfort to the bedrooms, and blinds are already installed throughout for added convenience. At the heart of the home, the stylish galley kitchen brings together timeless design and modern functionality. Granite countertops, a tile backsplash, under-cabinet lighting, soft-close white cabinetry, and stainless steel appliances create a space that's as beautiful as it is practical. Whether you're enjoying a quiet breakfast or entertaining guests, this kitchen is ready for everyday living and special occasions alike. The outdoor living spaces are just as inviting. A covered back porch extends your living area outdoors and overlooks the spacious, privacy-fenced backyard. With plenty of room for pets, play, gardening, outdoor dining, weekend gatherings, or simply relaxing, this private backyard offers endless possibilities. Durable Hardie SmartSide siding provides lasting appeal, while generous parking and a fully fenced backyard add the functionality today's homeowners desire. And then there's the location. Just minutes from Madison Square, you'll enjoy easy access to the restaurants, charming shops, community events, and historic character that make Downtown Madison such a special place to call home. Whether you're searching for a beautiful place to settle down and create lasting memories or dreaming of the convenience and character of downtown living, this home delivers an exceptional combination of comfort, charm, style, and location. Plus, through our Preferred Lender options, you may have access to financing opportunities designed to help make your homeownership goals more attainable. Ask for details to learn more about the options that may be available to you. Beautifully appointed. Thoughtfully designed. Ideally located. Your Downtown Madison lifestyle is waiting. Welcome home.

How this list price compares in Madison

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Living area
1,298 SF
Lot size
0.34 acres
Year built
2022
Levels
One
Main-level bedrooms
3
Parking
Parking Pad
Style
Bungalow
Construction
HardiPlank Type
Roof
Composition
Flooring
Carpet, Luxury Vinyl
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Appliances
Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave
Lot
Back Yard, Cleared
HOA
No
Annual tax
$2,724 (2025)
County
Morgan

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $300,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,319/mo

Principal and interest
$1,855
Property tax
$227
Home insurance
$125
Mortgage insurance
$113
Loan amount
$270,000
Cash down
$30,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Joe Stockdale Real Estate, LLC, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Madison?

See the similar homes section on this page, or browse all homes for sale in Madison, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

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