Active145 days listed

101 Toccoa Vista Lane, Mineral Bluff, GA 30559

  • 4bd
  • 5ba
  • 4,273SF
  • 1ac lot

Single-family homeMountain River

List price

$1,340,000

$314/SF list

Ask about this home

FMLS IDXFMLS #7785198 · Listing Provided By Keller Williams Elevate · 706-623-8186 · Listing agent The Mountain Life Team

Location

101 Toccoa Vista Lane, Mineral Bluff GA 30559

Interactive map

Loads on click

About this home

Some homes impress with their features. Others are remembered for how they make you feel. This is a home that has been thoughtfully cared for, enjoyed, and improved over time, where long-range mountain views, glimpses of the Toccoa River, and inviting outdoor spaces create the backdrop for everyday life. From the moment you arrive, it's clear that every detail has been considered. The landscaping has been thoughtfully designed and meticulously maintained, adding color, texture, and beauty throughout the seasons. Surrounded by mountain views and natural beauty, the setting feels peaceful and private while remaining less than 10 miles from Downtown Blue Ridge, where shopping, dining, outdoor adventure, and small-town charm are always within easy reach. At the heart of the home, walls of windows and glass doors fill the living spaces with natural light and draw your attention to the scenery beyond. The main living area was designed for gathering, anchored by a gas fireplace and connected seamlessly to the kitchen, dining area, and expansive outdoor living spaces. A walk-in pantry with custom shelving adds everyday functionality, while the flow of the home makes it equally suited for hosting family and friends or simply enjoying a quiet evening at home. The porch is where much of life unfolds. With both covered and open-air spaces, room for dining, conversation, grilling, and relaxing, it serves as a natural extension of the home. Whether starting the day with coffee as the mountains come to life or ending the evening with friends gathered nearby, it is a space designed to be used and enjoyed. Steps lead to the firepit area below, while the terrace-level patio offers additional room to gather, relax, or create an outdoor retreat uniquely suited to your lifestyle. Upstairs, two spacious ensuite retreats provide comfort and privacy, including a luxurious primary suite featuring a spa-inspired bath, two walk-in closets, and private screened porch positioned to enjoy the mountain and river views. The terrace level offers additional living space with its own gas fireplace, wet bar, guest accommodations, and flexibility for multi-generational living, extended stays, or entertaining. Beyond its beauty, what truly sets this home apart is the level of care behind it. Throughout the years, improvements were made not simply to update the property, but to enhance the experience of living here. From custom finishes and thoughtfully selected materials to systems designed for comfort, security, and peace of mind, every detail reflects a commitment to quality that is difficult to replicate. Features such as a whole-house generator, custom Hunter Douglas window and door treatments, artisan-crafted solid brass hardware, extensive filtration systems, and integrated security enhancements are just a glimpse of the many thoughtful improvements outlined in the home's special features list. A home designed to be lived in, shared, and enjoyed, where mountain mornings, evenings on the porch, and time spent with the people who matter most become part of everyday life!

How this list price compares in Mineral Bluff

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
4
Half baths
1
Living area
4,273 SF
Lot size
1 acres
Year built
2020
Levels
One and One Half
Main-level bedrooms
1
Garage spaces
2
Parking
Driveway, Garage, Garage Door Opener
Basement
Finished, Full
Style
Cabin, Craftsman
Construction
HardiPlank Type, Stone
Roof
Composition
Flooring
Ceramic Tile, Hardwood, Vinyl
Heating
Central, Electric, Propane
Cooling
Ceiling Fan(s), Central Air, Electric, Electric Air Filter
Fireplaces
2
Appliances
Dishwasher, Gas Oven, Gas Range, Microwave, Range Hood, Refrigerator, Tankless Water Heater
Lot
Level, Sloped
HOA
No
Annual tax
$2,454 (2023)
County
Fannin

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,340,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$9,116/mo

Principal and interest
$8,284
Property tax
$205
Home insurance
$125
Mortgage insurance
$503
Loan amount
$1,206,000
Cash down
$134,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Similar homes for sale in Mineral Bluff

Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Elevate, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Mineral Bluff?

See the similar homes section on this page, or browse all homes for sale in Mineral Bluff, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

FMLS IDX Logo

Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. ©2026 First Multiple Listing Service, Inc.