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Active109 days listed

160 Adams Circle, Mineral Bluff, GA 30559

  • 4bd
  • 4ba
  • 2,240SF
  • 2.08ac lot

Single-family homeToccoa River Forest

List price

$599,000

$267/SF list

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FMLS IDXFMLS #7804163 · Listing Provided By Mountain Sotheby's International Realty · 706-222-5588 · Listing agent Logan Fitts

Location

160 Adams Circle, Mineral Bluff GA 30559

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About this home

Discover an extraordinary waterfront retreat where rustic mountain charm meets endless opportunity. Nestled along the tranquil shores of Lake Laurel with deeded access to the coveted Toccoa River, this fully furnished micro-cabin compound offers an exceptionally rare lifestyle surrounded by year-round water views, complete privacy, and room to grow. The beautifully crafted four-bedroom, three-bath main residence welcomes with soaring tongue-and-groove ceilings, rich wood flooring, a warm stone fireplace, and an open-concept living space anchored by a spacious kitchen featuring stainless steel appliances. The main-level primary suite offers a private ensuite bath with laundry, while the upper level features two additional bedrooms, a full bath, and a loft ideal for a home office or reading retreat. The finished terrace level provides a comfortable den, an additional bedroom, and full bath, creating the perfect space for family and guests. Complementing the main residence is an impressive 48' x 32' two-story barndominium complete with water, septic, electricity, and a beautifully finished full bath with a custom tile shower-offering incredible flexibility as a guest house, studio, workshop, recreation barn, or future expansion. Enjoy peaceful mornings overlooking your private lake frontage, afternoons kayaking or fishing on Lake Laurel, and easy access to the renowned trophy trout waters of the Toccoa River. Offering an unmatched blend of waterfront serenity, privacy, versatility, and timeless mountain character, this is a truly one-of-a-kind North Georgia retreat just minutes from Downtown Blue Ridge.

How this list price compares in Mineral Bluff

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
4
Living area
2,240 SF
Lot size
2.08 acres
Year built
2000
Levels
Three Or More
Main-level bedrooms
1
Garage spaces
2
Parking
Garage
Basement
Finished, Full
Style
Cabin, Ranch
Construction
Cement Siding, Stone, Wood Siding
Roof
Metal
Flooring
Concrete, Hardwood, Luxury Vinyl, Vinyl
Heating
Central, Electric
Cooling
Ceiling Fan(s), Central Air, Electric
Fireplaces
1
Appliances
Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
Lot
Sloped
HOA
$350 annually
Annual tax
$1,901 (2025)
County
Fannin

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $599,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,240/mo

Principal and interest
$3,703
Property tax
$158
Home insurance
$125
Mortgage insurance
$225
HOA dues
$29
Loan amount
$539,100
Cash down
$59,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Mountain Sotheby's International Realty, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Mineral Bluff?

See the similar homes section on this page, or browse all homes for sale in Mineral Bluff, GA.

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