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Active42 days listed

45 Sun Valley Dr, Mineral Bluff, GA 30559

  • 3bd
  • 3ba
  • 1,728SF
  • 1.06ac lot

Single-family home

List price

$519,900

$301/SF list

Ask about this home

FMLS IDXFMLS #7838585 · Listing Provided By Willow & West, LLC · 706-223-3665 · Listing agent Tiffany Thompson

Location

45 Sun Valley Dr, Mineral Bluff GA 30559

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About this home

A TURNKEY MOUNTAIN RETREAT WITH SOLID RENTAL HISTORY AND INCREDIBLE AMENITIES! Completely remodeled and sold furnished, this exceptional property offers the perfect combination of rustic mountain charm, modern updates, and investment potential—all just minutes from Downtown Blue Ridge and McCaysville. Designed for both comfortable everyday living and unforgettable guest stays, the main level welcomes you with a spacious open living area featuring soaring cathedral ceilings and beautiful luxury vinyl plank flooring throughout. The oversized kitchen is truly the heart of the home, offering an abundance of cabinetry, expansive counter space, and plenty of room for gathering and entertaining. The primary suite is conveniently located on the main level and features separate his-and-hers closets and a spacious private bath. A guest bath completes the main floor, making the layout exceptionally functional for owners and vacation guests alike. The terrace level expands the living space with two additional bedrooms, a full bath, and an oversized laundry room. Two expansive decks—one on each level—create incredible outdoor living spaces and overlook the professionally landscaped grounds. The outdoor amenities set this property apart! Enjoy a YEAR-ROUND HEATED SALTWATER POOL, hot tub, and fire pit providing highly desirable amenities for vacation rental guests in every season. The fully paved circular driveway offers abundant parking, while basketball goals add another recreational feature for families and groups. An 18x20 storage building provides excellent space for owner storage, recreational equipment, or property supplies. Major improvements within the last few years include a new roof, gutters, exterior siding, porches, and pool, allowing the next owner to enjoy a beautifully updated and well-equipped property from day one.

How this list price compares in Mineral Bluff

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Half baths
1
Living area
1,728 SF
Lot size
1.06 acres
Year built
1996
Levels
One
Main-level bedrooms
1
Parking
Driveway, Kitchen Level, Level Driveway
Basement
Exterior Entry, Finished, Finished Bath, Full, Interior Entry
Style
Chalet, Country
Construction
Wood Siding
Roof
Composition
Flooring
Tile, Wood
Heating
Central
Cooling
Ceiling Fan(s), Central Air, Electric
Appliances
Dishwasher, Dryer, Electric Cooktop, Electric Oven, Refrigerator, Washer
Pool
Heated, In Ground, Salt Water
Lot
Back Yard, Front Yard, Landscaped, Level
HOA
No
Annual tax
$1,011 (2025)
County
Fannin

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $519,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,618/mo

Principal and interest
$3,214
Property tax
$84
Home insurance
$125
Mortgage insurance
$195
Loan amount
$467,910
Cash down
$51,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Willow & West, LLC, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Mineral Bluff?

See the similar homes section on this page, or browse all homes for sale in Mineral Bluff, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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