Active204 days listed

499 Raven Ridge Circle, Mineral Bluff, GA 30559

  • 4bd
  • 4ba
  • 3,000SF
  • 1.73ac lot

Single-family homeRaven Ridge

List price

$795,000

$265/SF list

Ask about this home

FMLS IDXFMLS #7744205 · Listing Provided By Keller Williams Elevate · 706-623-8186 · Listing agent Bonnie Padgett

Location

499 Raven Ridge Circle, Mineral Bluff GA 30559

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About this home

Perched high atop a mountain in the exclusive Raven Ridge community, this stunning lodge-style home offers breathtaking 270-degree panoramic views of the Georgia, North Carolina, and Tennessee mountain ranges. Thoughtfully designed to embrace the surrounding natural beauty, the property boasts a whole house generator system with underground propane tank, remote monitoring security system, recent paint inside and out, brand new roof, multiple porches, a covered patio, a fire pit area, and a wraparound deck—perfect for enjoying golden sunrises, fiery sunsets, or star-filled night skies. Inside, the warm and inviting great room features soaring ceilings, rich hardwood floors, and a dramatic floor-to-ceiling gas stacked-stone fireplace with convenient remote control. The spacious gourmet kitchen shines with stainless steel appliances, extensive counter space, large eat-at bar, and electric cooktop, and flows into a spacious dining area with seating for ten, ideal for hosting gatherings and creating lasting memories. Conveniently located nearby are a half bath and laundry closet. The oversized primary suite is on the main level with an ensuite bath, while upstairs offers two additional bedrooms, one bedroom with its own private deck, a full shared bath, and a versatile loft space perfect for extra sleeping quarters, a home office, or a hangout area. The lower level is designed for relaxation and entertainment, featuring a large recreation room with stain-resistant carpets for high traffic areas and space for a pool table, a walk-up bar, an additional bedroom and full bath, and seamless access to the outdoor deck and oversized hot tub—creating the ultimate private retreat. Located just a short drive from Morganton, downtown Blue Ridge, and Murphy, NC, this exceptional home invites you to unwind in the crisp mountain air, grill on the expansive deck, or simply relax in complete serenity. Schedule your showing today to experience mountain living at its finest!!

How this list price compares in Mineral Bluff

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Half baths
1
Living area
3,000 SF
Lot size
1.73 acres
Year built
2006
Levels
Three Or More
Main-level bedrooms
1
Parking
Driveway
Basement
Daylight, Exterior Entry, Finished, Full, Interior Entry, Walk-Out Access
Style
Cabin
Construction
Stone, Wood Siding
Roof
Composition, Shingle
Flooring
Carpet, Ceramic Tile, Wood
Heating
Central
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Electric Cooktop, Electric Oven, Microwave
Lot
Back Yard, Mountain Frontage, Private, Sloped, Wooded
Community
Homeowners Assoc
HOA
$600 annually
Annual tax
$2,533 (2024)
County
Fannin

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $795,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$5,599/mo

Principal and interest
$4,915
Property tax
$211
Home insurance
$125
Mortgage insurance
$298
HOA dues
$50
Loan amount
$715,500
Cash down
$79,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Elevate, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Mineral Bluff?

See the similar homes section on this page, or browse all homes for sale in Mineral Bluff, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

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