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Active43 days listed

57 Spruce Street, Mineral Bluff, GA 30559

  • 2bd
  • 1ba
  • 1,384SF
  • 0.4ac lot

Single-family homeMineral Bluff

List price

$59,000

$43/SF list

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FMLS IDXFMLS #7837670 · Listing Provided By Stewart Brokers · 770-439-9999 · Listing agent Stew Team

Location

57 Spruce Street, Mineral Bluff GA 30559

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About this home

Investor special in Mineral Bluff! This home is in need of full renovation. Ideal opportunity for a seasoned investor or builder looking for a project with potential. Conveniently located near everyday essentials, this Mineral Bluff property offers quick access to shopping, dining, and services in nearby Blue Ridge—just a short drive away. While Mineral Bluff maintains its quiet mountain-town charm, major grocery stores, retail shops, pharmacies, and restaurants are all easily reachable, making this an ideal spot for buyers or investors seeking both privacy and convenience.

How this list price compares in Mineral Bluff

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
2
Full baths
1
Living area
1,384 SF
Lot size
0.4 acres
Year built
1900
Levels
One
Main-level bedrooms
2
Parking
Carport
Style
Ranch
Construction
Other
Roof
Other
Flooring
Other
Heating
Other
Cooling
Other
Appliances
Other
Lot
Back Yard
HOA
No
Annual tax
$185 (2025)
County
Fannin

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $59,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$527/mo

Principal and interest
$365
Property tax
$15
Home insurance
$125
Mortgage insurance
$22
Loan amount
$53,100
Cash down
$5,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Stewart Brokers, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Mineral Bluff?

See the similar homes section on this page, or browse all homes for sale in Mineral Bluff, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

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