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Active6 days listed

93 Valley Lane, Mineral Bluff, GA 30559

  • 1bd
  • 1ba
  • 914SF
  • 2.95ac lot

Single-family home

List price

$695,000

$760/SF list

Ask about this home

FMLS IDXFMLS #7857517 · Listing Provided By Engel & Volkers North Georgia Mountains · mark@evmountains.com · Listing agent Lh Group

Location

93 Valley Lane, Mineral Bluff GA 30559

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About this home

There's something special about life along the Toccoa River, where the sound of flowing water sets the pace for slower mornings and lazy evenings. Offering over 150' of beautiful river frontage and 2.95 acres, this charming waterfront retreat is the perfect place to escape, unwind, and enjoy the simplicity of mountain living. Spend your afternoons relaxing on the expansive deck, soaking in the hot tub overlooking the river, or gathering around the riverside fire pit as the day winds down. A private dock with steps leading directly into the water makes it easy to enjoy fishing, kayaking, tubing, or simply dipping your toes in the Toccoa. Inside, the inviting 1BR/1.5BA cabin blends the warmth of tongue-and-groove wood with drywall finishes, creating a comfortable, relaxed atmosphere. A welcoming foyer opens to the dining area, while the adjoining great room brings together the kitchen and cozy living space, complete with a wood-burning fireplace. Beyond the kitchen, a generously sized bedroom features its own half bath, with an additional full bath conveniently located nearby. What makes this property even more appealing is the opportunity to build your dream riverfront home within 50 feet of the water while comfortably living in the existing cabin. Once construction is complete, the cabin could transition into a charming guest retreat or provide supplemental rental income, offering flexibility for years to come. And while it feels wonderfully removed from the everyday hustle, you're just 2 miles from Horseshoe Bend Park and approximately 3 miles from Downtown McCaysville, Ocoee rafting outfitters, and an assortment of local dining and shopping. With substantial Toccoa River frontage, room to bring your vision to life, and a setting that invites you to stay a little longer, this is the kind of place where weekends never seem quite long enough.

How this list price compares in Mineral Bluff

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
1
Full baths
1
Living area
914 SF
Lot size
2.95 acres
Year built
1968
Levels
One
Main-level bedrooms
1
Parking
Driveway
Basement
Crawl Space
Style
Cabin, Country, Rustic
Construction
Log
Roof
Metal
Flooring
Ceramic Tile, Hardwood
Heating
Central, Electric
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Dryer, Microwave, Refrigerator, Washer
Lot
Level, Stream or River On Lot
HOA
No
Annual tax
$60 (2024)
County
Fannin

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $695,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,687/mo

Principal and interest
$4,297
Property tax
$5
Home insurance
$125
Mortgage insurance
$261
Loan amount
$625,500
Cash down
$69,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Engel & Volkers North Georgia Mountains, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Mineral Bluff?

See the similar homes section on this page, or browse all homes for sale in Mineral Bluff, GA.

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