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Active39 days listed

1231 Cumberland Trail, Monroe, GA 30656

  • 3bd
  • 3ba
    • 0
  • 0.56ac lot

Single-family homeMountain Creek

List price

$329,000

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FMLS IDXFMLS #7842611 · Listing Provided By NPG Realty · 678-386-5954 · Listing agent Nancy Guillory

Location

1231 Cumberland Trail, Monroe GA 30656

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About this home

Charming Affordable Home with Space, Style & Ultimate Freedom Main-Level Primary Suite Zero HOA Restrictions Come Home to a beautiful space where modern country appeal meets effortless modern living. Nestled within a peaceful, established neighborhood with no HOA restrictions, this 3-bedroom, 2-bathroom home offers unmatched freedom and exceptional versatility. Ideal for first-time buyers, savvy investors, downsizers, or multi-generational households. From the moment you arrive, lush, mature greenery and tailored landscaping create an immediate sense of warmth and privacy. Inside, sunlight flows through an airy living space, with hardwood floors and high vaulted ceilings. The open-concept kitchen flows to a private back deck, creating a natural flow for sunlit morning coffees, peaceful evening relaxation, and outdoor gatherings overlooking your private backyard. The main-level primary suite features classic plantation blinds, a walk-in closet, and master bath with double vanities, a soaking tub, and a separate walk-in shower. Ideally situated for a seamless commute to both Atlanta or Athens, this exceptional property allows you to experience the energy of the city by day and return home to absolute quiet and space every evening.

How this list price compares in Monroe

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Half baths
1
Lot size
0.56 acres
Year built
2001
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Attached, Drive Under Main Level, Garage, Garage Door Opener, RV Access/Parking
Basement
Daylight, Exterior Entry, Finished, Finished Bath, Interior Entry
Style
Traditional
Construction
Vinyl Siding
Roof
Composition
Flooring
Carpet, Hardwood, Sustainable
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Microwave
Lot
Cul-De-Sac, Level, Open Lot, Private
Community
Sidewalks, Street Lights
HOA
No
Annual tax
$3,302 (2023)
County
Walton

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $329,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$2,558/mo

Principal and interest
$2,034
Property tax
$275
Home insurance
$125
Mortgage insurance
$123
Loan amount
$296,100
Cash down
$32,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by NPG Realty, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Monroe?

See the similar homes section on this page, or browse all homes for sale in Monroe, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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